How to Buy a House with No Credit Score
Good credit is necessary for easily securing a home mortgage. But what if you don't have a credit score?
First things first: most people do have a credit score. If you have debt of some kind, like a school loan or credit card, then you ...
Posted by Paula Henry on February 24, 2015 in Buyer Resources
7 Things to Keep in Mind When Scheduling Your Closing
Buying a house is a momentous time in your life! From the moment you decide to purchase a home until you sign on the dotted line (many times) at closing, it's an exciting process. If you've never purchased a home before, there will be some unknowns, ...
Posted by Paula Henry on January 11, 2015 in Buyer Resources
Real Estate Disclosures: What You Need to Know
Buyers love walking into a home for sale and seeing (and maybe smelling) a fresh coat of paint. It makes sense that the seller would want to show the property at its best. But what if the seller was painting so that they could cover something ...
Posted by Paula Henry on January 4, 2015 in Buyer Resources
What You Need to Know Before Purchasing a Historic Home
It's easy to fall in love with a historic home or with a home in a historic district. However, these charmers come with certain restrictions and expenses that you will want to think about before signing on the dotted line.
You might run into ...
Posted by Paula Henry on December 28, 2014 in Buyer Resources
Is a Home Warranty Worth It?
Here at Home to Indy, we love working with our clients! We consider it a privilege to walk with people through the home buying process, and we understand that you might have lots of questions associated with it, especially if you've never purchased ...
Posted by Paula Henry on November 6, 2014 in Buyer Resources
What You Need to Know About Down Payments
Buying a home is an exciting event, but it can also be filled with lots of questions, especially for first-time homebuyers. You’ll probably hear unfamiliar terms like equity, mortgage, down payment, and more—and you’ll hear them ...
Posted by Paula Henry on October 16, 2014 in Buyer Resources
[Quiz] Which Indianapolis community is right for you?
What Indianapolis community is right for you? With so many amazing areas to choose from, how do you know where you would fit in best?
Find out by clicking below and taking our quiz. (Are your pencils ready?)
What were your results? Were ...
Posted by Paula Henry on August 24, 2014 in Buyer Resources
Homes for Sale: How to Read an MLS Listing
If you don't have experience with real estate, then staring at an MLS Listing may leave you scratching your head. And that's okay... we don't expect you to know what all the abbreviations mean. Besides, that's what we're here for, to help you make ...
Posted by Paula Henry on July 6, 2014 in Buyer Resources
5 Factors to Consider When Choosing a Neighborhood
The housing market is flooded these days with awesome homes, all around Indianapolis. Fishers has been ranked as one of the Best Places to Live in America (2008). Westfield boasts its impressive Grand Park (under construction now). Plainfield ...
Posted by Paula Henry on June 1, 2014 in Buyer Resources
What to Look for Before a Home Inspection
You've been looking for a new home for a while now, and you've finally found it. You knew from the moment you drove up to the curb that this house had potential. But now since you've toured it, you can already see your grandmother's antique buffet ...
Posted by Paula Henry on April 17, 2014 in Buyer Resources
How Much Home Can I Afford?
Many people begin their home search online and ultimately come across the perfect home. They want to make an appointment to view the home and decide it’s just perfect. They have run all the numbers on a mortgage calculator and accordingly, ...
Posted by Paula Henry on December 29, 2013 in Buyer Resources
Winning the Bidding War When Buying Your Home
The real estate market in Indianapolis has changed almost overnight into a seller’s market. With inventory tighter, homes are selling more quickly and often for more than list price.
Many home buyers are left empty handed when they are one of ...
Posted by Paula Henry on May 8, 2013 in Buyer Resources
Home Buying Differences Between the Sexes
Having shown 1000's of homes, it is still very interesting and often amusing to see what features are most important to him versus her. Take any two people and they will have very strong opinions about what is a "must have" in their next home.
Posted by Paula Henry on April 8, 2013 in Buyer Resources
Cash Doesn't Always Talk Loudest When Buying a Home
It's never a good way to begin a conversation with a buyer when they say, "How much less you think they will take if we are paying cash"? Inevitably, a home buyer believes they hold the cards if they are paying cash.
There are a few advantages to ...
Posted by Paula Henry on April 6, 2013 in Buyer Resources
House Hunting on the Internet
Starting Your Home Search on the Internet
The National Association of Realtors says that almost 80 % of home buyers start their search for their next home on the internet. Reading a little further you will find that NAR also says that most home ...
Posted by Paula Henry on March 23, 2012 in Buyer Resources
5 Reasons You Should Not Buy a Home
Buying a home is a major investment and one that should not be taken lightly. I know it’s not common to have a Realtor give you reasons why you should not own a home, but, there are times when buying a home is not the best financial decision....
Posted by Paula Henry on December 30, 2011 in Buyer Resources
Appraisal Required Repairs for Your Home
You have picked the perfect home, completed the general inspection and the appraisal; you are ready to move in. Then you find out, in order for the home to qualify for an FHA loan, there are appraisal required repairs.
Appraisal called repairs ...
Posted by Paula Henry on December 13, 2011 in Buyer Resources
Foreclosure Homes Do Not Always Equal Value
Most people believe buying a foreclosed bank owned home is the ticket to automatic savings on their home purchase. Although there can be substantial savings on a foreclosures, it will vary by the home, neighborhood, city and even subdivision. The ...
Posted by Paula Henry on December 10, 2011 in Buyer Resources
The Short and Long of Buying an Indianapolis Short Sale Home
There is probably more controversy and misunderstanding around the subject of buying a home in the short sale process than any other type of home sale in Indianapolis. All the tales of short sales taking 6-8 months to close make buyers a bit ...
Posted by Paula Henry on December 6, 2011 in Buyer Resources
First Time Home Buyers - Where to Begin?
Your First Indianapolis Home is a Dream Come True
The tendency of many first time home buyers is to think about their first home in terms of a dream come true. As they start their hunt they tend to search for what they perceive as the perfect home. ...
Posted by Paula Henry on November 24, 2011 in Buyer Resources