Indianapolis Area Real Estate Blog

Buyer Resources

How to Buy a House with No Credit Score

Good credit is necessary for easily securing a home mortgage. But what if you don't have a credit score? First things first: most people do have a credit score. If you have debt of some kind, like a school loan or credit card, then you ...

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Real Estate Disclosures: What You Need to Know

Buyers love walking into a home for sale and seeing (and maybe smelling) a fresh coat of paint. It makes sense that the seller would want to show the property at its best. But what if the seller was painting so that they could cover something ...

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Is a Home Warranty Worth It?

Here at Home to Indy, we love working with our clients! We consider it a privilege to walk with people through the home buying process, and we understand that you might have lots of questions associated with it, especially if you've never purchased ...

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What You Need to Know About Down Payments

Buying a home is an exciting event, but it can also be filled with lots of questions, especially for first-time homebuyers. You’ll probably hear unfamiliar terms like equity, mortgage, down payment, and more—and you’ll hear them ...

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Homes for Sale: How to Read an MLS Listing

If you don't have experience with real estate, then staring at an MLS Listing may leave you scratching your head. And that's okay... we don't expect you to know what all the abbreviations mean. Besides, that's what we're here for, to help you make ...

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What to Look for Before a Home Inspection

You've been looking for a new home for a while now, and you've finally found it. You knew from the moment you drove up to the curb that this house had potential. But now since you've toured it, you can already see your grandmother's antique buffet ...

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How Much Home Can I Afford?

Many people begin their home search online and ultimately come across the perfect home. They want to make an appointment to view the home and decide it’s just perfect. They have run all the numbers on a mortgage calculator and accordingly, ...

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Winning the Bidding War When Buying Your Home

The real estate market in Indianapolis has changed almost overnight into a seller’s market. With inventory tighter, homes are selling more quickly and often for more than list price. Many home buyers are left empty handed when they are one of ...

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Home Buying Differences Between the Sexes

Having shown 1000's of homes, it is still very interesting and often amusing to see what features are most important to him versus her. Take any two people and they will have very strong opinions about what is a "must have" in their next home. For ...

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House Hunting on the Internet

Starting Your Home Search on the Internet The National Association of Realtors says that almost 80 % of home buyers start their search for their next home on the internet. Reading a little further you will find that NAR also says that most home ...

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5 Reasons You Should Not Buy a Home

Buying a home is a major investment and one that should not be taken lightly. I know it’s not common to have a Realtor give you reasons why you should not own a home, but, there are times when buying a home is not the best financial decision....

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Appraisal Required Repairs for Your Home

You have picked the perfect home, completed the general inspection and the appraisal; you are ready to move in. Then you find out, in order for the home to qualify for an FHA loan, there are appraisal required repairs.  Appraisal called repairs ...

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Foreclosure Homes Do Not Always Equal Value

Most people believe buying a foreclosed bank owned home is the ticket to automatic savings on their home purchase. Although there can be substantial savings on a foreclosures, it will vary by the home, neighborhood, city and even subdivision. The ...

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First Time Home Buyers - Where to Begin?

Your First Indianapolis Home is a Dream Come True The tendency of many first time home buyers is to think about their first home in terms of a dream come true. As they start their hunt they tend to search for what they perceive as the perfect home. ...

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