Foreclosure Help in Indiana
Has your dream of home ownership turned into a nightmare? Does it seem you may never get caught up? What steps should you take to preserve your home and at what expense?
These are the hard questions facing those whose home is in jeopardy of being handed over to the Sheriff for sale.
As a Realtor, I receive questions weekly from those who are facing foreclosure. Most want to stay in their home and are searching for help and answers. Many times their questions are more legal than I can answer.
Although I am capable and willing to help where I can, I am limited to assisting in the sale of the home. When a perspective client is facing foreclosure, I am able to provide the means to facilitate a sale, either traditionally or by short sale. It is always my hope, I can help them retain their equity. When there is no equity, I work with the bank to assist in a short sale.
For someone who wants to keep their home, these are not options they want to consider. My first recommendation is always keep in contact with your lender. They may have programs designed to help you get back on track.
Another bit of advice, is never trust someone who shows up at your door wanting to help. These bloodsuckers are not your friend. They search the notices of foreclosure, hoping to find someone who is desperate. Seek competent advice from a legal expert.
State officials have launched a new website and toll free hotline number to assist those who are facing foreclosure. The The Indiana Housing and Community Development Authority has initiated a new public awareness campaign, “Don’t Let the Walls Foreclose in on You.”
Please take advantage of the resources available at the first sign of trouble. To find out more information about this valuable resource, click here or you can call them at 877–GET-HOPE. For more information about foreclosures, see my website.
If you have no alternative to selling your home, make sure you have a Realtor you can trust to assist you in the process.