Indianapolis Homes, Community and Real Estate News Recently posted or modified blog postshttps://www.hometoindy.com/blog/Copyright HomeToIndy.com2023-10-24T04:31:11-07:00tag:hometoindy.com,2012-09-20:970210 Reasons Indy Appeals to Foodies<a href="https://www.hometoindy.com/indianapolis-homes/">Indianapolis</a> may not have a food scene that can rival Chicago or New York City. However, it's growing and more great restaurants and bars are popping up all throughout the city. Here are ten great reasons why the city appeals to foodies.<img src="https://assets.site-static.com/userfiles/279/image/CityMarket2.jpg" width="675" height="445" alt="City Market Indianapolis" title="Indianapolis City Market" style="margin: 5px;" />
Hotel Tango - 702 Virginia Avenue
Serving a number of great drinks, the Hotel Tango distillery offers a rustic type of place with beautiful brick walls and a stone fire place. It's a great place for a drink with choices, such as the Gunsmoke Old Fashioned.
Indianapolis City Market - 222 East Market Street
It has been compared to the North Market in Columbus, Ohio or the Pike Place Market in Seattle. The Indianapolis City Market provides a great food hall in the city. It's long been a top place to go and has evolved into a place full of incredible smells, tastes and dishes all throughout. Many restaurants and vendors have opened up here to provide foodies with something unique.
Spoke & Steele - 123 South Illinois Street
Found on the lobby level of the Le Meridien Hotel in <a href="https://www.hometoindy.com/indianapolis-homes/">Downtown Indy</a>, Spoke & Steele provides many ambitious drinks. This isn't the place for your boring classics. Instead, you'll find unique drinks served in elegant glassware, all throughout the menu.
Tinker Street - 402 East 16th Street
Tinker Street is found in a Queen Anne-style home and provides a unique dining experience. The dishes are rather eclectic with options, such as miso broiled oysters, quinoa-studded falafel and more. They also provide a good wine list and plenty of great desserts.
Ezra's Enlightened Cafe - 6516 Ferguson Street
Nothing like the typical meat-and-potatoes restaurants most know the Midwest for, Ezra's Enlightened Cafe provides great vegan dishes, smoothies and baked good. It's a place for fresh dishes made from local ingredients with all kinds of great choices. The Buddha Bowl is one of the top choices served with honeyed kale, organic greens, fermented vegetables, raw falafel and carrots.
Locally Grown Gardens - 1050 East 54th Street
Locally grown ingredients, this year-round farmer's market provides some of the best in-season produce and so much more. The menu here rotates with options, such as free-range chicken, pulled ort and more. Of course, the sugar cream pie is a staple here and one everyone should try.
Garden Table - 342 Massachusetts Avenue & 908 East Westfield Boulevard
A newer choice in Indianapolis, Garden Table provides an all-day eatery with pressed juices, vegetal dinners and so much more. It's a great place for the vegan and vegetarian foodies looking to try something new.
Flat12 Bierwerks - 414 Dorman Street
It's a very unique option, but Flat12 Bierwerks has Smoking Goose on the beer menu, which is one of the best you'll find. It's a tasty place to get a brew and provides some of the top options in the entire state. They usually have some limited releases available and even serve up noncarbonated brews.
Love Handle - 2829 East 10th Street
If you want to be pleasantly surprised, head to Love Handle. This spot provides a sandwich shop unlike anything you'll find elsewhere. The Angel Crusto is one of the top choices and many other great choices are found on their menu.
Bluebeard - 653 Virginian Avenue
Bluebeard was one of the restaurants starting the food craze in Indianapolis. It's a seasonal choice using ingredients from local farms and purveyors. The menu changes regularly and they do provide a number of great cocktails.
There are several other great reasons why foodies love Indianapolis. It may not be on par with the big cities yet, but for a second-tier city, Indy has become one of the most popular choices for foodies to enjoy.
2017-05-29T17:08:00-07:002017-05-29T17:08:48-07:00Paula Henrytag:hometoindy.com,2012-09-20:9704Concerts on the Canal are Coming Back Soon!The canal found in <a href="https://www.hometoindy.com/indianapolis-homes/">Downtown Indianapolis</a> is known as a great place to relax and enjoy the beauty of the day. It's popular for picnicking and walking along the water. While you can enjoy the canal anytime, one of the best times to enjoy this part of Downtown Indy is during the Concerts on the Canal Series.<img src="https://assets.site-static.com/userfiles/279/image/Canal.jpg" width="700" height="466" alt="Canal in Indy" title="Concerts on the canal" style="margin: 5px;" />
The Indiana Historical Society presents the event all throughout the summer. A variety of music will be provided from jazz to hits from the 1980s and so much more. The Kruse Family Stardust Terrace will be the place and Thursday night will be the dates.
Schedule for the Summer
Throughout the summer, you can enjoy all types of concerts at the History Center through the Concerts on the Canal series. The schedule includes:
Hopkins and Miller - Stomp Jazz - May 25th
In Tha Moment -Smooth Jazz - June 1st
Big '80s - 80s Tribute - June 8th
CW & the Working Class - R&B and Rock 'n Roll - June 15th
Twilite Nites - Big Band - June 22nd
Cocktail Sax - Jazz & Pop - June 29th
Indianapolis Municipal Band - Patriotic & Marches - July 4th
Deb Mullins - Bluesy Jazz & Pop - July 6th
My Yellow Rickshaw - Top 40s, Country & Rock - July 13th
Tuned In! - Musical Theatre - July 20th
Living Proof - Pop, R&B & Dance - July 27th
Each performance will provide something a bit different with unique musical choices all summer long.
Concert Series Information
The shows will run from 6pm to 8pm, but you will want to show up early to get a seat and enjoy food before the show. The Stardust Terrace Cafe will open at 5pm with an outdoor grill and cash bar.
You're also allowed to bring your own food and nonalcoholic beverages to the concerts. You cannot bring your own alcohol, but it can be purchased at the event.
The cost for the event is free for those choosing to sit on the grassy area on the Canal Walk. However, if you prefer at able, you can purchase one. Tables for 8 people are available for $50 or $40 for members. Tables of 4 are also available for $40 or $30 for members. If you prefer just a single seat at a community tables, it's $10 or $8 for members. You can also purchase a half-season or full-season package.
No pets are allowed and you cannot smoke on the terrace. Remember, parking is a first-come basis, so arriving early may be necessary to get parking.
If the weather doesn't cooperate, the concert may be slightly delayed. The concert could also be moved indoors if the weather is bad. If this happens, it will be held in the Frank and Katrina Basile Theater. No food or drink will be allowed in the theater and those who have registered ahead of time will be given priority.
If you love music, this downtown concert series in Indianapolis is a great choice.2017-05-04T05:30:00-07:002017-05-04T05:31:48-07:00Paula Henrytag:hometoindy.com,2012-09-20:9703Best Bike & Walking Tours For Downtown IndyWhether you just moved to Indianapolis, you're visiting or you've lived here all your life, a tour of downtown will show you what the city is all about. There's so much culture and plenty of great things to see along the way. The best way to tour Downtown Indy is by foot or by bike.<img src="https://assets.site-static.com/userfiles/279/image/WalkinIndy.JPG" width="700" height="467" alt="Walking Path in Indy" title="Indy Walk and Bike Trails" style="margin: 5px;" />
Walking Downtown
Sports Illustrated named Indianapolis as "The Most Walkable Downtown in America" while WalkScore.com ranked the downtown area as a "Walker's Paradise." It's a great place for those looking to use the oldest form of transportation known to man. With plenty of interesting attractions, culture, restaurants and great pathways, those living in downtown may not even need a car.
Walking tours are very popular in Downtown Indy because there's so much to see in just a short distance. Dozens of tours have become a mainstay to help visitors, new residents and even those born here learn about the city. Here's a quick look at some of the best walking tours in Downtown Indianapolis.
Monuments & Memorials Tours
Enjoy all of what Monument Circle provides with a self-guided audio tour of the monuments and memorials found in Downtown Indy. This tour allows you to discover all types of history, historic buildings and so much more. Some of the attractions you will see along the way include:
The Mile Square
Indiana Theater
Indianapolis Artsgarden
Hilbert Circle Theater
Vietnam and Korean War Memorials
Veterans Memorial Plaza
Scottish Rite Cathedral
And More!
You can download the MP3 for the tour and get a tour map at the <a href="http://www.walkindianapolis.org/downtown-monuments.html">Walk Indianapolis website here</a>.
Downtown Venues Tour
Another self-guided tour you can enjoy will take you through the Wholesale District and to White River State Park. This tour will look at some of the best venues in Downtown Indianapolis. The city has hosted numerous events from the NCAA Final Four to Super Bowl XLVI and so much more. Some of the venues found along the way include:
Conseco Fieldhouse
Georgia Street
Lucas Oil Stadium
Union Station
NCAA Complex & Hall of Champions
Victor Field
And More!
You can download the MP3 and the map for this tour by vising the <a href="http://www.walkindianapolis.org/downtown-venues.html">Walk Indianapolis website here</a>.
Walking Tours from Activeindy Tours
If you prefer a guide for your walking tour, you can choose one of the three from Activeindy Tours. They are the only tour company offering daily, guided tours of the city. Activeindy offers three walking tours, which include:
White River State Park & Central Canal - Enjoy the industrial areas and see some of the best green space in the downtown area.
Indianapolis War Memorial Trail - Enjoy one of the largest collections of war memorials and monuments in the United States with this tour.
Lockerbie & Mass Ave - Discover the many cultural districts and neighborhoods offers throughout the downtown area.
Find out more about the walking tours offered by Activeindy by <a href="http://activeindytours.com/tours/walking-tours/">visiting their website here</a>.
Before you head out on any walking tour, it's important to understand the mileage. A long walk can be tiring and you may need to stop for a snack, drink or meal along the way. Some of the mileage includes:
Canal Walk - 3 miles
Monument Circle - 1/4 miles per lap around
Indianapolis Culture Trail - 8 miles
Georgia Street Loop - 0.6 miles
If you plan to use a guided tour, just ask and they will be able to give you an accurate estimate of the mileage you will be walking.
Biking in Downtown Indianapolis
While the downtown area of Indy is very walkable, it's may be faster and easier to get around by bike. Away.com rated Indianapolis as one of the "Best Cities to See from a Bicycle Seat in the World." You can save money on gas, get exercise and enjoy the city on two wheels.
Indianapolis is very bike-friendly with about 64 miles of on-street bike lanes. Many bike lanes are even found on the primary roads in Downtown. You don't even need to own a bike since the Pacers Bikeshare program was implemented. You can easily rent a bike for a quick trip or a full-day of touring.
Bike Tours in Downtown Indianapolis
Just like the walking tours, you can choose many bike tours to enjoy Activeindy offers some of the best guided tours including Daly tours on the Indianapolis Culture Trail and through Historic Neighborhoods. They also provide special events and tours including the Indianapolis Public Art Series and Cranksgiving every year. Find out more about the <a href="http://activeindytours.com/tours/biking-tours/">Activeindy bike tours here</a>.
Other choices for touring Downtown Indianapolis include:
<a href="https://www.indianalandmarks.org/tours-events/ongoing-tours-events/monument-circle-tours/">Indiana Landmark Tours</a> - Walking tours on Friday and Saturday from May to October at 10am. These tours are FREE!
<a href="http://www.circlecitytours.com/">Circle City Tours</a> - A tour on a luxury bus stopping at many different cultural attractions.
<a href="http://www.segwayofindiana.com/">Segway Tours of Indiana</a> - A fun tour on two wheels with a guide, enjoy White River State Park and the Downtown Indy Canal Walk.
<a href="https://www.indianalandmarks.org/tours-events/ongoing-tours-events/city-market-catacombs-tour/">City Market Catacombs Tours</a> - Held every third Saturday of each month from May to October, these guides tours take you through Whistler Plaza of City Market.
Whether you walk, bike, take a Segway or hop on a luxury bus, a tour of <a href="https://www.hometoindy.com/indianapolis-homes/">Downtown Indy</a> is a great way to get to know the city.2017-04-29T03:10:00-07:002023-10-24T04:31:11-07:00Paula Henrytag:hometoindy.com,2012-09-20:9677A Guide to Farmer's Markets in Indianapolis for 2017With spring in full swing and the summer just around the corner, it's time for the farmer's markets to open again. Many local farmers’ markets are found all throughout the Indianapolis area. Whether you live in <a href="https://www.hometoindy.com/fishers-homes/">Fishers</a>, <a href="https://www.hometoindy.com/indianapolis-homes/broad-ripple/">Broad Ripple</a>, <a href="https://www.hometoindy.com/greenwood-homes/">Greenwood</a> or even in <a href="https://www.hometoindy.com/indianapolis-homes/">Downtown Indy</a>, you can enjoy a farmers market near you.
<img src="https://assets.site-static.com/userfiles/279/image/FarmersMarket2.JPG" width="700" height="464" alt="Farmers Market Vegetables" title="Farmers Markets in Indianapolis" class="img_box_center" style="margin: 5px;" />
<a href="http://www.indycm.com/farmers-market/">Indianapolis Farmers Market</a> - 222 East Market Street, Indianapolis
Known as "The Original Farmers' Market" in Indianapolis, this market includes plenty of farmers with all types of produce, dairy, meats and so much more. It's found at the Indianapolis City Park and held from 10am to 1:30pm every Wednesday.
<a href="http://www.meridianfarmersmarket.org/">38th and Meridian Farmers Market</a> - 3803 North Meridian Street, Indianapolis
Affordable and fresh options with plenty of food items, the 38th and Meridian Farmers Market even accepts SNAP and WIC. Many of the items from vendors are grown in Indiana to help provide everybody with whole and healthy foods. The market is held on the 1st and 3rd Thursday of every month from June to September. It opens at 4pm and runs until 6:30pm.
<a href="http://www.marketathague.com/">Market at Hague</a> - 7802 Hague Road, Indianapolis
Opening up for the season on May 6th, The Market at Hague provides more than 100 vendors with all types of products. Farms, bakeries, fish and meat vendors, bakeries, cheese makers and even wineries are found at this market. The Market at Hague is held every Saturday from 8am to 12pm at the Lawrence North High School.
<a href="http://www.broadripplefarmersmarket.org/">Broad Ripple Farmers Market</a> - 1115 Broad Ripple Avenue, Indianapolis
Supporting locally grown and locally produced foods, the Broad Ripple Farmers Market provides all types of vendors. It's the best in the area with many new environmentally friendly programs to help with recycling, reuse of items and reduction of waste. The market is held on Saturdays from May 6th to November 25th. It opens up at 8am and runs until 12pm, May through September and from 9am to 12pm in October and November. The market is held at the Broad Ripple High School.
<a href="http://carmelfarmersmarket.com/">Carmel Farmers Market</a> - 5 Center Green, Carmel
All types of great products are found at the Carmel Farmers Market including plants, flowers, eggs, poultry, fish, meat, produce, cheese, baked goods, prepared foods and so much more. You can even come out for lunch with some ready to eat foods found here. The Carmel Farmers Market is held at the Carme Civic Green on Saturdays from 8am to 11:30am, May 6th to September 30th.
<a href="http://www.fishers.in.us/farmersmarket">Fishers Farmers Market</a> - 6 Municipal Drive, Fishers
Opening on May 6th, the Fishers Farmers' Market provides all types of vendors with more than 55 total on hand. It features live music, family activities, cooking demonstrations and so much more. There will even be special days throughout the year, such as Pet Day, the Strawberry Festival and the Fall Harvest Festival. The market is held every Saturday from 8am to 12pm at the Nickel Plate Amphitheater.
Other area farmers' markets to enjoy in Indianapolis include:
<a href="https://noblesvillemainstreet.org/index.php/signature-events/noblesville-indiana-farmers-market#!FMarket_Bread">Noblesville Farmers Market</a> - 175 Logan Street, Noblesville
<a href="https://www.facebook.com/Greenwood-Farmers-Market-85117929397/">Greenwood Farmers Market</a> - 525 Madison Avenue, Greenwood
<a href="http://www.alcindy.com/ALCfarmersmarket.html">Abundant Life Church Farmers Market</a> - 7606 East 82nd Street, Indianapolis
2017-04-24T14:30:00-07:002018-02-01T03:59:26-07:00Paula Henrytag:hometoindy.com,2012-09-20:9638Top Upcoming Events in Indy for May 2017May is a huge month in Indianapolis every year with the Indy 500 coming to town. However, it's not the only event happening during May. Here's a look at some of the top upcoming events throughout Indy for May 2017.
<img src="https://assets.site-static.com/userfiles/279/image/Indianapolis500Race.JPG" width="698" height="481" alt="Indianapolis 500 Race" title="Indianapolis May Events" class="img_box_center" style="margin: 5px;" />
OneAmerica 500 Festival Mini-Marathon - May 6th
One of the top half marathons in the entire country, the OneAmerica 500 Festival Mini-Marathon provides a great event for runners. It will mark the 41st running of the race this year and will be held in Downtown Indianapolis from 7:30am to 12pm. The ace will begin near the intersection of West and Washington Streets. The finish line will be found on New York Street.
For more information on the OneAmerica Marathon, <a href="http://www.500festival.com/running/mini-marathon/">visit the official event website here</a>.
500 Festival Breakfast at the Brickyard - May 20th
From 8:30am to 10:30am, the Indianapolis Motor Speedway Plaza Pavilion will host the annual 500 Festival Breakfast. This event will honor Indiana's Mayors and will be attended by racing fans, business leaders and 33 of the 500 Festival Princesses.
For more information on the 500 Festival Breakfast at the Brickyard, <a href="http://www.500festival.com/community-events/breakfast-at-the-brickyard/">visit the official event website here</a>.
Arcadia May Fest - May 18th to 21st
A popular 3-day festival held in Hamilton County, the Arcadia May Fest provides plenty of amusement, games, food and entertainment. It will be held at the Arcadia Ball Park and will include the car show, BoomBlitzBall, the yard show and so much more.
The event will be open from 5pm to 9pm Thursday and Friday, from 8am to 9pm on Saturday and from 8am to 6pm on Sunday.
For more information on the Arcadia May Fest, <a href="http://mayfestivalarcadia.com/">visit the official event website here</a>.
OneAmerica Broad Ripple Art Fair - May 20th and 21st
Held at the Indianapolis Art Center, the OneAmerica <a href="https://www.hometoindy.com/indianapolis-homes/broad-ripple/">Broad Ripple</a> Art Fair is the beginning of the summer festival season. It will provide plenty of fine art and crafts from 225 artists. The event will also include plenty of performances on three stages, great food, beer, wine and plenty more.
For more information on the OneAmerica Broad Ripple Art Fair, <a href="http://indplsartcenter.org/events/braf/">visit the official event website here</a>.
Indianapolis 500 - May 15th to 28th
Many may think the Indianapolis 500 only a one-day event. However, practice and qualifications start in mid-May leading up to the race. In addition, May 21st is Pole Day, May 26th is the Miller Lite Carb Day and May 27th is the Legends Day Concert with Keith Urban this year.
This is the premier event for May in Indianapolis and perfect for race fans, those new to racing and anybody else. Many of the events leading up to race day are family-friendly including autograph sessions, public drivers meetings, concerts, race car exhibits and much more!
For more information on the Indy 500, <a href="http://www.indianapolismotorspeedway.com/events/indy500">visit the official event website here</a>.
Other events happening throughout Indianapolis for May 2017 include:
<a href="http://www.indianapolismotorspeedway.com/events/grandprix">INDYCAR Grand Prix</a> - May 12th and 13th
<a href="http://www.visithendrickscounty.com/mayberryinmidwest/">"Mayberry in the Midwest" Festival </a>- May 19th to 21st
<a href="http://www.zionsvillechamber.org/events/2017/05/20/featured/zionsville-brick-street-market/">32nd Annual Brick Street Market</a> - May 20th
<a href="http://www.indianapoliszoo.com/events-and-groups/zoo-events/zoopolis-500">Zoopolis 500</a> - May 24th
<a href="http://www.500festival.com/community-events/memorial-service/">500 Festival Memorial Service</a> - May 26th
<a href="http://www.500festival.com/community-events/snakepit-ball/">Keybank 500 Festival Snakepit Ball</a> - May 27th
Plenty of events will be held all month long before we get into the summer festival season. Enjoy all the racing events in May, along with plenty of other options all throughout Indianapolis.2017-04-21T05:30:00-07:002017-04-21T05:34:10-07:00Paula Henrytag:hometoindy.com,2012-09-20:96367 Best Patios in Indy for Spring & Summer One of the best things about Indy in the spring and summer are the many patios that open up. Whether you prefer to enjoy a romantic meal or get together with friends for a drink, there are several great restaurant patios throughout Indianapolis. Here's a look at seven of the best choices for this spring and summer.
<img src="https://assets.site-static.com/userfiles/279/image/Bru_Patio_Dining.jpg" width="679" height="532" alt="Bru Burger Patio" title="Indianapolis Patio Dining" style="margin: 5px;" class="img_box_center" />
Scotty's Brewhouse Downtown - 1 Virginia Avenue, Downtown
Found very close to all the major sports venues, Scotty's is the place to relax and enjoy lunch, dinner or drinks on the patio. They have a very large patio with plenty to enjoy including fire pits.
Bella Vita - 11699 Fall Creek Road, Geist
Enjoy the lake life without heading out on the water at Bella Vita. This patio is always full of activity and may be the best in all of Hamilton County. The menu provides both American and Italian dishes and the views are very enjoyable.
Bru Burger Bar - 410 Massachusetts Avenue, Downtown
A hotspot for professionals looking to unwind after work, Bru Burger Bar gives patrons a great combination of excellent burgers and craft brews. They even won the title of <a href="https://www.hometoindy.com/blog/beefy-goodness-the-best-burgers-in-indianapolis/">Best Burger in Indianapolis</a>! If you love people watching, this is your <a href="https://www.hometoindy.com/indianapolis-homes/">downtown Indianapolis</a> patio.
Public Greens - 900 East 64th Street, Broad Ripple
Found in one of the hippest areas of Indy, Public Greens is the top patio in <a href="https://www.hometoindy.com/indianapolis-homes/broad-ripple/">Broad Ripple</a>. It's a great place for people watching and provides a menu full of natural food. In fact, Public Greens has its own garden. If you love fresh food, this is the patio for you.
Plat 99 Mixology Lounge - 333 South Delaware Street, Downtown
Another great downtown patio is found at Plat 99 Mixology Lounge. Meeting up with friends for a drink doesn't get much better. Plat 99 provides some of the best craft cocktails in Indy and some of the best views. The patio is located above the Alexanders Hotel with views of the city and Lucas Oil Stadium. Enjoy the ambiance as you sip on some of the finest cocktails in downtown.
Bluebeard - 653 Virginia Avenue, Fountain Square
With a menu changing every single day and an in house bakery, it's easy to find something to enjoy at Bluebeard. The open-air patio provides a great place to relax in a casual environment. It's decorated with paper lanterns and patio umbrellas. Enjoy good food, excellent drinks and a lively atmosphere at Bluebeard.
Matt the Millers - 11 West City Center Drive, Carmel
Enjoy a fountain view from the patio at Matt the Millers. This hot spot in <a href="https://www.hometoindy.com/carmel-homes/">Carmel</a> also has one of the largest beer and wine menus in the entire state. Even when it's a little chilly, you can enjoy this patio with the heaters running year-round.
Patio season is here and Indianapolis provides a number of great bars and restaurants with excellent patios. Whether you want to head downtown, enjoy Broad Ripple or hit one of the suburbs, you'll find great patio dining and drinking in just about every corner of Indy.2017-04-17T02:57:00-07:002017-04-21T05:36:38-07:00Paula Henrytag:hometoindy.com,2012-09-20:9637Understanding the Benefits of a Pre-Listing Inspection Typically, the home inspection occurs after a buyer has made an offer on your house. It will uncover any problems with the home, whether large or small. Most buyers will use issues found on a home inspection to renegotiate the price of the home or they may even walk away from the deal. At the very least, a buyer's estimate may be more costly to the seller's bottom line.
As a seller, you can become proactive when selling your home. Instead of waiting for the buyer to order a home inspection, get your pre-listing inspection done early. Not only will this help you understand any issues with your home, but it can also put the negotiating power back in your hands.<img src="https://assets.site-static.com/userfiles/279/image/HomeInspection.jpg" width="600" height="470" alt="Home Inspection" title="Home Inspection for Sellers" style="margin: 5px; vertical-align: middle;" class="img_box_center" />
What is a Pre-Listing Home Inspection?
Before you put your home up for sale, there are many things you'll want to do. One of those things is a pre-listing inspection. This type of inspection is done before you list your home and helps to ensure you understand exactly what's wrong with your home. You will need to spend between $300 and $500 for this type of inspection, but it's well worth the cost.
Benefits of a Pre-Listing Home Inspection
Sellers gain many great benefits from getting a pre-listing inspection done. Some of the top benefits include:
No Surprises
You won't be caught off guard when a buyer has a home inspection done and they find something wrong with your house. All issues will have already been uncovered before you list your home. You'll even know an estimated cost for fixing the issue.
Saves Time
A pre-listing home inspection will help save you plenty of time. There's nothing worse when selling your home than having an offer, getting half way through the process and watching the deal fall apart after the inspection. A pre-listing inspection will keep you from wasting time because you'll know what to expect.
Sell your Home for the Highest Possible Price
The sales price will come down if the home inspection comes back with issues needing repaired. Most buyers will renegotiate and they will ask for the highest number in the range provided for repair costs. This could cost you thousands when <a href="https://www.hometoindy.com/sellers/">selling your home</a>. However, with a pre-listing inspection, you will already know what to expect and you can even make repairs before listing your home.
Gives you Peace of Mind
Knowing what might be an issue with your home before listing will help give you peace of mind. You'll have the opportunity to make the decision to repair the issue or just disclose it during the sales process.
Might Save the Deal
The home inspection is a common time when an offer on your home may go from excitement to disappointment. Buyers may back out, if the home inspection comes back with issues; even if they are small. With a pre-listing inspection, you can get many small things taken care of before you list the property for sale.
Should You Fix it or Leave it Alone?
After getting your pre-listing inspection, you'll have the opportunity to decide to fix any home issues or leave them alone. However, if you don't fix the issue, you will need to disclose it to any potential buyers.
Some repairs won't cost much and they will make a big difference during the home selling process. Making repairs before <a href="https://www.hometoindy.com/sellers/maximize-your-investment/">listing your Indianapolis home for sale</a> may also save you money.
Our experience indicates the buyer will ask or determine the price for repairs to be higher than a seller can remediate the issue for beforehand. A pre-inspection allows you time to get estimates without the limited timelines within a contract.
Some repairs are far more important than others. For example, if the pre-listing inspection shows water damage or mold, you should get those issues fixed before listing your home. However, something small, such as a dripping faucet, may not be as urgent. Your <a href="https://www.hometoindy.com/about/">Indianapolis real estate agent</a> will be able to help you prioritize any potential repairs before listing your home for sale.
Proactive Sellers Win
A pre-listing inspection is a proactive move by a seller. It helps to ensure your home is ready to go to market and there won't be any surprises. While you'll have to pay a few hundred dollars for the inspection, it may end up saving you thousands later on.
The benefits certainly outweigh the cost of a pre-listing home inspection. Even if you decide not to make any repairs, you'll be able to disclose the information to any potential buyers ahead of time. This will help to remove negotiating power and allow you to sell your home for the right price, to the right buyer.2017-04-13T11:44:00-07:002017-04-17T02:52:52-07:00Paula Henrytag:hometoindy.com,2012-09-20:8996Indy Food Trucks: Feed the Hunger Feed the hunger at your local Indy Food Truck and sample the goodness.
Food Trucks have become a regular site in Downtown Indianapolis, especially during the lunch hour. Feasting on your favorite meal or treat while enjoying the summer days and sunshine is also good for the soul.
The food trucks in Indianapolis gather throughout the city and neighboring communities regularly and for special events.
The original First Friday Food Truck Festival at the Old National Center offers fun times with local entertainment, boutique trucks, food trucks, friends and neighbors. Find out more about First Friday’s <a href="http://www.downtownindy.org/events/3486/first-friday-food-truck-festival/" title="First Friday Food Truck Festival">here</a> and on their <a href="https://www.facebook.com/FirstFridayFoodTruckFestival/" title="First Friday Facebook Page">Facebook Page</a>.
Every <a href="http://www.georgiastreetindy.com/event/food-truck-friday/" title="Fridays on Georgia Street">Friday on Georgia Street</a>, you can enjoy your favorite truck from 11:00-2:00. Take a break from the office, grab lunch, get some work done outdoors.
Looking for a new idea for your event or neighborhood get together. Bring the food trucks to you!
I’ve actually seen food trucks in local neighborhoods on a regular basis. This one was in the Herron Morton neighborhood on a weekday evening.
<img src="https://assets.site-static.com/userfiles/279/image/foodTruck.JPG" width="580" height="397" style="display: block; margin-left: auto; margin-right: auto;" />
In our mobile age, it seems fitting to have dinner delivered to your neighborhood. 2016-06-26T16:56:00-07:002016-09-22T03:29:20-07:00Paula Henrytag:hometoindy.com,2012-09-20:8366Indypendence Day: July 4th Celebration in Indianapolis<img src="https://assets.site-static.com/userfiles/279/image/Indypendence_Day.jpg" width="600" height="400" alt="Independence Day in Indianapolis" title="July 4th Celebrations in Indianapolis" class="img_box_center" />
July 4th Indy Style
Indianapolis is home to a warm and festive 4th of July celebration. A great treat for everyone is the spectacular fireworks display in Downtown Indianapolis which can be seen from all around the city. However, the celebrations don’t stop there. During Independence Day, the streets of Indianapolis come alive with concerts, festivals and of course, plenty of food and drinks for everyone. Almost every single space in the city is occupied with events where you can sit back, relax and enjoy day.
So whether you’re looking for a relaxed picnic on the lawn or ready for an all-day music concert you can rock to, Indianapolis has events for everyone. Here are some of the best events you can go to while in the city.
Fountain Square Music Festival
If you’re looking for a relaxing night out in one of Indianapolis’ most up-and-coming historic areas, the July 4th celebration at beautiful <a href="http://www.discoverfountainsquare.com/events/annual/fountain-square-music-festival" title="Fountain Square July 4th Music Festival">Fountain Square </a>will be a great place to spend the entire day. The happenings start at 1PM with 11 bands of all genres playing through the day.
There’s plenty of food and drinks served up by Indianapolis favorites such as New Day Meadery, Calvin Fletcher’s Coffee Co, and Fountain Square Brewery as well as plenty of booths from local Indy businesses. The day is completed with a one of the best seats in town to watch the mesmerizing Indianapolis Downtown Fireworks Display.
While you’re in Fountain Square, you may also want to check out the <a href="http://www.fountainsquareindy.com/events/rooftop-4th-of-july/" title="Rooftop July 4th Celebration">Annual Rooftop 4th of July Celebration</a>. It’s a dinner on the End of The Line garden rooftop - bound to be the best seat in the city for the show.
INDYpendence: Concert for Cancer
A great way to spend your 4th of July is to go to a concert for a cause. Located on Georgia St downtown, <a href="http://www.ticketfly.com/event/821227-2015-indypendence-day-concert-indianapolis/" title="Indypendence Day Concert for Cancer">The INDYpendence: Concert for Cancer </a>is a benefit concert that was started by Scott Lintner who celebrates American Independence while raising funds and awareness for cancer. The concert promises a day full of food, drinks and plenty of music. The concert begins at 1PM with a number of bands playing through into the night.
General admission tickets are at $20 while concert pit tickets are at $50. Proceeds from the concert will go to the Leukemia and Lymphoma Society and the St. Francis Patient Assistant Fund. In 2013, the event was able to raise over $50,000.
Firecracker 6
If you want to liven things up and look for a change of pace from the usual 4th of July celebrations, the <a href="http://firecracker6.com/" title="Walk Run Race in Indianapolis July 4th">Firecracker 6</a>, a six mile run/walk is a great way to kick off your day. The race takes participants around the city.
The event ends with a post-race celebration at City Market Whistler Plaza which is complete with free barbeque for all participants, drinks and live music.
The event is in benefit of the Hoosiers Helping Heroes which provides soldiers deployed in other countries by providing them with a sense of community through provision of care packages.
And if you won’t be heading downtown but are wondering about events and start times for the suburban areas, <a href="http://wishtv.com/2015/06/22/where-to-see-fireworks-for-july-4th-in-central-indiana/" title="Fireworks in central Indiana">here </a>is a full list of all of Indiana’s firework event schedules for a real firecracker of a fourth!2015-06-25T06:33:00-07:002016-04-13T05:41:01-07:00Paula Henrytag:hometoindy.com,2012-09-20:8348Aqua Awesome: A Guide to Indy's Best Public Pools<img src="https://assets.site-static.com/userfiles/279/image/pool.png" width="600" height="399" alt="Swimming Pool" title="Indianapolis Best Local Swimming Pools" style="vertical-align: top;" class="img_box_center" />
Cool down the summer heat with Indiana’s Best Public Pools
Summer is here and the heat is on, so what better way to spend a lazy summer day than to have your family cool off with a dip in the pool. Good thing there are many places to visit for a dip. Here are some of them.
There are no shortage of convenient YMCA centers with pools that not only offer recreational activities, but also training for your kids. In Indianapolis, you can enjoy Arthur Baxter YMCA’s two outdoor pools with a zero-depth entry wading pool. It also offers a double flume slide and eight lanes where you and your kids can train and swim laps in. If you would enjoy more in a private area, they also have an indoor pool.
While in Arthur Jordan YMCA, you can enjoy indoor and outdoor pools with a splash pad with it. At the Benjamin Harrison YMCA, on the other hand, your kids can feel like a champion as this is where swimmers for the 1987 Pan American Games practiced.
Fishers YMCA boasts of five pools all for everyone’s enjoyment. It offers an indoor pool, an indoor fitness pool, two outdoor pools, and a kiddie pool.
The Hendricks Regional Health YMCA in Avon also has both lap and recreational pools. With all these pools, adults and children will never feel left behind as they can all find a place to enjoy a dip in its different pools. It is a venue with lots of activities and wellness events designed to promote a healthy body and mind. It aims to promote healthy families by offering wellness, aquatics, sports, dance, arts, enrichment, child watch, and family programs for all ages. Day passes are available at select locations so make sure to call the location you’re wanting to attend in advance. Even if not, you can visit with an existing member, or purchase a month’s family pass.
Other options include <a href="http://carmelclayparks.com/thewaterpark/">The Waterpark at the Monon Center</a> in Carmel which offers water slides, a lazy river, plunge slides, a wave rider surf simulator, and a unique water wall. It provides cabanas for families who wish to spend their whole day at the park. Day passes can be purchased for this fun and fanciful location.
Perhaps the best deal with the most features is The Plainfield Recreation and Aquatic Center, which features a tropical themed waterpark called <a href="http://www.townofplainfield.com/Splash-Island/" title="Splash Island Aquatic Park in Plainfield">Splash Island</a>. It provides loads of fun through its 900-foot long lazy river, three water slides, a diving well, interactive areas, plenty of deck space and grassy areas for sunbathing. The recreation center is additionally a one-stop shop offering basketball courts, fitness center, indoor play area, and, in case you have so much fun in the pool you just don’t want it to end, they also have a year-round indoor water park with a two-story slide, and lap lanes.
Finally, you could look into specialized facilities like Caribbean Cove or community pools, such as the <a href="http://www.forestparkpool.org/" title="Forest Park Community Pool in Noblesville">Forest Park Community Pool</a>.
Whether outdoor water parks or indoor private pools, spray grounds or a few small beaches, like Morse Park Beach in Noblesville — you just can’t take the fun out of swimming. How can you beat family bonding time, which is both healthy and relaxing? So go ahead, bask in the sun!2015-06-08T01:38:00-07:002015-06-25T06:33:44-07:00Paula Henrytag:hometoindy.com,2012-09-20:8364Drive In Movie Theaters in Indianapolis<img src="https://assets.site-static.com/userfiles/279/image/carmovie.jpg" width="600" height="369" alt="Indianapolis Drive In Theaters" class="img_box_center" />
Drive-In Movie Theaters in Indianapolis
There used to be a time when the drive-in theatre represented the golden age of watching movies. Indianapolis used to be teeming with these great theaters with once being home to as many as 20. Sadly, the indoor comforts of cinemas have killed off most drive-in theaters with just around 350 still existing in the whole United States. However, there are still a few who cling onto the nostalgia and romance of the drive-in movies.
With just a few remaining places left in and around Indianapolis, you can still find places to re-live all the old- fashioned cinema experiences of yesteryear. So whether you’re taking your entire family out for a movie night, or trying to capture the old, romantic feel by bringing a date along with you, there’s no doubt that you’re in for a unique experience.
Here’s a few drive-in theaters in Indianapolis and the surrounding areas that you might like to try.
<a href="http://www.tibbsdriveintheatre.com/">Tibbs Drive-in Theater</a>
With so many drive-in theatres across Indianapolis already closed down, Tibbs stands as the last surviving remnant of the era of drive-in theaters in area. Tibbs is actually one of the largest drive-in theaters in the Indy area with space enough for around 1600 parked cars spread across 4 different large screens. Drive-in theaters have upgraded their technology since their first screening, with Tibbs playing their movies through a state-of-the art digital projector and all the sounds from the movies being transmitted through the FM radio speakers of the cars. Tibbs Drive-in Theatre shows two movies per night on each of the four screen which lets movie-goers enjoy two different movies for the price one.
<a href="http://centerbrookdrivein.com/">CenterBrook Drive-In</a>
Just 15 miles south of Indianapolis along Kentucky Avenue is the CenterBrook Drive-In Theater. With almost 65 years of service, CenterBrook was founded in 1950 and is the last Drive-in left standing in Morgan County. The theater offers two movies per day starting at 9PM. The theatre uses FM radio to channel the sounds and will play movies even if it’s raining. You can make an entire family night out at the movies as dogs, sports and other recreational activities are permitted on the grass lawn. Aside from movies, the place also features plenty of other activities such as arcades, a kid’s playground, and also a grass lawn where people can sit back, relax and just stretch their legs.
<a href="http://www.canarycreekcinemas.com/drive_in.cfm">Canary Creek Cinema</a>
Another great outdoor theater that’s just 15 miles from Indianapolis is the Canary Creek Cinema in Franklin, Indiana. The cinema is actually home to seven indoor theaters but also the last standing outdoor drive-in theater in the county. The theater plays two different movies per night starting at 9:30PM. Like most drive-in movie theater’s nowadays, the sound is played through the car’s FM radio, the frequency of which will be given after getting the ticket. The Canary Creek Cinemas hosts the movies in the south parking lot of the cinema complex and tickets go for the same price as the indoor cinemas.2015-05-27T21:49:00-07:002015-06-23T21:58:09-07:00Paula Henrytag:hometoindy.com,2012-09-20:8360Going Local With Food Clubs and Co-ops in Indy<img src="https://assets.site-static.com/userfiles/279/image/foodcoop1.png" width="600" height="397" alt="Indianapolis Food Co-Ops" title="Food Co-ops in Indianapolis" class="img_box_center" />
The great American conundrum of food and nutrition is balancing the quality of what we eat with the weekly budget, but the fact is; there are options. Indianapolis is home to a variety of CSAs and co-ops which make eating better, well...better. Often these options are more affordable and certainly the food is closer to home.
Food co-op vs. CSA?
Co-ops, or cooperatives, are food production groups which are locally-owned and monitored by the people who shop and work there.
Specifically, food co-ops in Indy are small grocery stores which usually provide organic and natural food in season. These stores establish relationships with nearby farms to supply various products such as dairy, meat, and produce. Many co-ops expect their consumers to support their cooperative by becoming members.
With a CSA people can basically buy “shares” of whatever is grown on a piece of land. This can be just produce or it can extend to meats, eggs and dairy, depending on the organization.
CSA’s are similar but are a little more one-to-one between you and the farm and often - there is a little less selection, i.e. whatever the farm plants and is in season will be in your weekly “share”. Essentially a co-op brings a bunch of local farms into one location, where you can pick and choose and a CSA is just partnering with a single farm.
Pogue’s Run Grocer
Named for the Indianapolis Waterway, Pogue’s Run Grocer is the first community-owned grocery store of the Indy Food Cooperative, Inc. Opened in December 2010, the grocery store is available to the public. However, should you decide to be a member of the food co-op, you can enjoy a number of benefits such as discounts and freebies monthly.
The store offers a wide selection of locally-produced, fresh, organic, and in-season produce and products at affordable prices. It carries meats, dairy, bulk items, prepared food items, health and beauty products, pet products, paper goods, and selected conventional brands and products.
This food co-op is located at 2236 East 10th street, Indy. For more details, check out www.indyfoodcoop.org.
Nature’s Market
Since 1992, Nature’s Market has lived with the principle “helping you take care of yourself”. The grocery store specializes in providing vitamins, supplements, natural and whole foods. It provides frozen and dairy products, organic and natural produce and meats. It also offers groceries such as beauty care products, aromatherapy, homeopathy, books, CDs and DVDs, and household products.
The store also provides services such as massage therapy and neuromuscular chiropractic therapy.
This food co-op is located in 2424 Lake Circle Dive, Northwest Indy. For more details, check out natures-market.com.
Circle City Growers
This organization is actually a CSA, located just a few miles outside of downtown Indianapolis. All of their produce is organically grown and it runs from April until November.
Nature’s Pharm of Castleton
Tagged as the largest gluten free health food store, Nature’s Pharm has two local stores, in Greenwood and Castleton. This specialty health food store distinguishes itself with highly trained staff that will assist you during your visit. It provides products which support alternative health practices. They also host various events and seminars, offer valuable coupons, and share tasty and healthy recipes.
For more details, check out www.natures-pharm.com.
These are just some food co-ops in Indy. Most of the time, co-ops exist in cities or suburbs to cater to large target markets. However, since the demand for local and organic food has been increasing, more co-ops open in rural areas yearly. Try exploring your area and find the ones near you. Some Indy co-ops focus only on one specific type of food such as gourmet cheeses, dairy, or all-organic produce. However, the trick with co-ops is finding that one co-op store which provides all your needs in just one visit. This blog will again cite Pogues Run as a “Best of” in that category.
So,the next time you’re out to get some groceries, why not try the nearest Indy co-op or CSA in yo ur area? Not only can you maintain a healthy lifestyle, but you can also help empower your local community.2015-04-27T16:36:00-07:002015-06-23T17:11:42-07:00Paula Henrytag:hometoindy.com,2012-09-20:8359Creating a Private Refuge at Home<img src="https://assets.site-static.com/userfiles/279/image/PrivacyatHome.jpg" width="600" height="400" alt="Privacy at Home" title="Creating privacy at home" class="img_box_center" />
Even the most social of people needs a moment to themselves every now and again. A radius of roughly 18 inches surrounding the body is considered, on a psychological level, to be one's personal space. Beyond this, the need for privacy is one that affects all humans.
And yet, from nosey neighbors, to crowded urban areas, to the tabloid with bold, invasive headlines, we live in a world hell-bent on violating that privacy.
You home, then, should be your refuge. Within your proverbial four walls, you should be safe from intrusion. Yet, according to a 2014 Yale study, a whopping third of neighbors admit to spying, so if you live in any kind of subdivision, the reality is someone is looking. Now, I think we all peer through the blinds from time to time, but in some instances, it just goes too far. Sometimes there is that neighbor who seems to have decided that your windows are like their own personal television set, or whose back yard parties seem to just meld obtrusively with your backyard parties, making the guest list fuzzy and the music dissonant.
So what do you do, when privacy is an issue in and around the personal space of your dwelling? When it comes to your home, there are a number of things you can do to transform it into a haven, your own proverbial fortress of solitude.
The closing of a door can bring blessed privacy and comfort
~ Andy Rooney
Curtains and Sheers
Especially in crowded neighborhoods, the windows in your home can transform from a portal to the outside world, to a living television screen for any passersby with you as the unwitting star of your own reality show. Blinds can be expensive, and even if you have them, they only open and close, meaning if you want to let light in to your home, you also open up the opportunity for others to peek in. Consider curtains and sheers. In addition to adding a bit of drama to a room, they give you a bit more control over the windows of your home. Sheers are great because they allow light in, but obscure the view into your home from the outside, at least during the day. For dramatic effect, install curtain rods close to the ceiling above your windows and hang drapery to the floor. This gives the illusion of taller more impressive windows, and adds height to your room.
Fences, Screens, and Walls
Privacy fences can increase the value of your home while also shielding your back yard from the view of others. For houses in dense urban areas, or on busy streets, this can be a great way to create an oasis, and also a place of safety for children and animals to play. The cost of a fence can be high; consider a frame and screen as an alternative. The screens and frames can be purchased at most home and garden stores. While privacy screens are somewhat sheer, they can still offer a defined space that is mostly shielded. For the DIY enthusiast, try building a privacy wall out of recycled materials such as old doors, or cinder blocks. Cinder blocks are a wonderfully versatile tool for building everything from outdoor furniture, to fire pits, to planters. Bench seating and planters can easily be worked into the design of a cinder block privacy wall. Check local ordinances and your HOA for any special guidelines.
Porches
For houses with substantial front or back porches consider screening these in to make a functional outdoor living space. Outdoor blinds, shades, and curtains can also provide an extra element of privacy. They can also keep the space usable while shielding you and your family from rain and harsh sunlight.
Landscaping and Plants
One of the best options is to let mother nature cocoon your home. Tall trees, hedges, and bushy plants make for great privacy screens. Use tall pots or create a low wall with a planter on top to extend the height of plants. Use trellises and screens and creeping plants such as ivy to create natural barriers. On porches, try tiered hanging planters as an option. Weatherproof, faux ivy screens are an inexpensive option if you don't want the time, cost, or upkeep of the real thing.
Sound
Finally, water features can add a bit of white noise and help to drown out the din of traffic or loud neighbors. Simple kits can be purchased from home stores and fountains constructed from recycled pots or other water proof containers.
While these tips may not stop the most enterprising of nosey neighbors, with a little thought and effort you can create a private oasis virtually anywhere.2015-04-16T15:34:00-07:002016-09-25T03:03:34-07:00Paula Henrytag:hometoindy.com,2012-09-20:8357Your Home and Appliances of the Future<img src="https://assets.site-static.com/userfiles/279/image/Appliances_.png" width="600" height="416" alt="Appliances of the Future" title="Home appliances" class="img_box_center" />
There was a time when the gadgets of science fiction were just the imaginings of inventive authors. But, if history has taught us anything it is that fiction predates fact. Engineers and inventors regularly take to the drawing board to bring to life the far- fetched technology of the future. You can thank sci-fi loving nerds for flat screen televisions, virtual reality, and smart phones.
The modern home of the 21st century is increasingly filled with items that were once the realm of the Jetsons or the starship Enterprise and the Smart Home is the trend of the future.
The Roomba has been on the market for several years now, terrifying countless domestic cats. It was among the first domestic robots to become mainstream. Samsung introduced a competing smart vaccum, the the Powerbot, in Europe in 2014. It's due to hit American shelves in 2015, with a host of features to set it apart. But, now smart technology is being applied to everything from door locks to ovens.
GE, LG, and Whirlpool are rolling out appliances in 2015 that you can control via your smart phone; with Whirlpool promising to make every one of its new appliances smart this year. In an age when our phones are our means of connecting with the world, products with Wi-Fi capability will be controllable from a distance.A new water heater is coming from GE in early 2015 that can be adjusted via an app. Coming later in the year are ovens and ranges that can be pre-programmed and turned on or off from your phone, with features to monitor cooking and alert you when the food is done.
The new connected washer and dryer allows you to control temperature remotely, and warns you when wrinkles are about to set in from a load left to sit too long. The connected refrigerator tells you when the door is left open, the temperature is too high or if you need to change the water filter. You can also check if there is ice and tell the freezer to start making some if not. Connected dishwashers will tell you when food is clogging the drain, and monitor the cleaning process to make sure dishes come out consistently spotless.
Nest, a Google subsidiary, currently produces a smart thermostat and smoke detector. Nest is also the name of a hub the company developed to connect all of the smart aspects of your home. Most producers of smart and digital appliances are producing apps to connect those devices to your smart phone. If you have a home with nothing but appliances from one brand this is fine, otherwise you're juggling multiple apps. Nest, on the other hand, unites the various controls into a single app, that not only handles smart appliances, but can allow you to control the locks, lights, and any other connected feature in your home. You can use Nest in your car to turn up the heat in your house before you get home. Or use it to lock the doors, or turn off lights if you forgot.
Apple is working on something similar, and recently unveiled a smart plug. The plug allows non-connected devices (such as a lamp or television) to also be controlled via your phone.
While smart houses are impressive, the market is a little divided between appliances that help you live better and perform household tasks more efficiently, to actual robots that do the chores for you. Like Roomba and Powerbot, a number of robots are hitting the market to do everything from water your plants to cleaning your pool. There are even robots designed to serve as a virtual avatar., allowing you to attend a meeting in Hong Kong and tour a facility, from your office in New York or wherever. The robot enables you to interact in real-time and move about the space, rather than being trapped on a computer screen via Skype or Google Hangout.
For those of us who want our own version of Rosie, the Jetsons' sassy robot maid, there's Robot Butler. The Robot Butler is a life-size android that's already available for pre-order and is being shipped for in-home beta-testing. He walks, he talks, he learns. He also has a touch screen interface in his chest and can follow commands.
He learns your habits, and anticipates your needs. This may sound like the precursor to the robot uprising, but it's also the direction we're moving in as technology becomes an increasingly more vital part of our everyday lives.
Whether you want a robotic servant to bring you hot towels, or just an oven that will warn you when the roast is about to burn, smart appliances are here, and there's something for just about every budget.2015-04-06T14:27:00-07:002015-06-23T14:36:38-07:00Paula Henrytag:hometoindy.com,2012-09-20:8362The Process of Dealing With Aging Parents Estate<img src="https://assets.site-static.com/userfiles/279/image/googlefunny.jpg" width="600" height="285" alt="Preparing for Parents Estate" title="Parents Estate" class="img_box_center" />
As I was researching resources for people dealing with their parents estate, I came across the unfortunately truncated title above. Look, I know that having parents in transition can be overwhelming, but honestly. It doesn’t have to come to that! In reality, the process is nothing so dire, but being the child or children designated to handle your parents belongings when they are no longer able can and will make one want to pull their hair out.
I am someone who has done the work of purging 30+ years of my parents household after my mom died and my dad moved out of their 2,500 square foot house. I know that the work of having to sort through every paper and picture, every tool and book can be both physically and mentally staggering. But I also know that it can be done. If you’re staring down the barrel of that task...don’t be afraid. You can do it.
The good news is that regardless of the scope of your task, there are things for which you can plan and, having planned, pave yourself a smoother course. There are also resources you can avail yourself of, which lend a whole lot of sanity to an otherwise daunting process.
Here are some of the things to be prepared for;
Having certain items appraised for resale, like antiques, furniture, collectables and jewelry
Coming up with a new filing system for important family records, making sure the right people have the right copies. Did your parents think to designate a medical proxy, a power of attorney, do they have a will and have they named an executor or executrix? Similarly, all titles, deeds, bonds, birth certificates and medical records should be kept somewhere safe but accessible. Depending on the state of affairs, it can be easy for these things to get lost in the shuffle.
Deciding who you will donate to. There are lots of causes for different items. If you have a sort of generic pile, consider AmVets, since they will pick things up. For books, Indy Reads Books is a great place to give and there are multiple shelters always in need of clothes. Shredding. So much shredding of personal information that you don’t just want to pile in a dumpster
Coming up with a plan to preserve the long stored history in media forms like cassettes, VHS and photos
Does your parent have pets and are those pets able to go with them to their next destination or will they need to be re-homed?
And then there are things for getting your parent re-settled into their new digs, which like any move are plentiful. Things like;
Having all utilities and mail forwarded
Re-stock their new kitchen where needed
Cleaning - the old place and the new
Finding furniture that works for the smaller new place
Of course there is dealing with the home, itself, which can consist of anything from a regular sale and all of the comps, staging and marketing that go with it, to a short sale or even the process of transferring title. And that’s to say nothing of selecting their next residence, whether that be a smaller home with a reverse mortgage, an apartment or assisted living.
I can remember standing in my parents garage, surrounded by stacks of boxes taller than me and thinking “How am I ever going to get through all of this?”. Take heart. I’m telling you it can be done. Although I didn’t have the benefit of this knowledge during my tenure as estate manager, I have since learned that there are a variety of services out there which can lend some sanity to the job by taking care of things like arranging for appraisals of valuables, designing a master plan for the transition, organizing, professional moving, cleaning, assistance with resale of items, shredding and more. Here are a few in the Indy area that I found.
<a href="http://www.estatesales.net/companies/IN/Franklin/46131/11756" style="line-height: 18px;">Caring Transitions</a>
<a href="http://completerelocationsolutions.com/services/senior-moves" style="line-height: 18px;">Complete Relocation Services</a>
And as much as any of the practical points, I’d just like to say this; Give yourself a break.
Maybe you will have the luxury of a lot of time in which to undertake this project and if you do that’s wonderful. If it happens to be a very intense experience where a lot happens in a little time and it’s on you to manage everything that has to happen, while, P.S. regular life doesn’t bother to slow down, for God’s sake, give yourself a break. If your lawn doesn’t get mowed or your dishes don’t get done as often as they should during this time, it’s okay. Go for a walk, have a glass of wine. Something. Because this stuff is hard and that’s the truth.
Not only are you juggling the practical functions of managing what is often an emotional transition, but you’ve also got to deal with the fact that everything is a decision. There are three sets of dish ware. You will decide which to keep, which your cousin Anne should get, which you donate. You will be torn about what to store and what to just throw away. You will think about how something should really be done with all the photos you uncover, something other than just adding them to another box bound for storage and then you will look around at the mountain yet ahead of you and you will resign yourself to the fact that it will have to wait until another day. You will lose far too much time in contemplation as you uncover a thousand triggers of your own memory. Everything will need cleaning. Labeling things for sale takes a hundred times longer than you think it will. And, if you are doing this with other family members, you will have to reach consensus over and over and over again. I suggest you bring chocolate or wine to bargain and console yourselves with. It will ease the proceedings.
But most of all, it hits home, realizing there has been a reversal of roles. There is sorrow when you realize your parents no longer have the same capacity they used to for tackling mountains like this one.
And its hard. It’s a sober reminder that we aren’t as immortal as we think. I swear I felt every year of my life hanging from my shoulders as I contemplated the accumulation of two lifetimes. What were once the meaningful props in the lives of two people were sorted into black trash bags, retired into impersonal piles with clinical labels. Prices and destinations, measures of value but not of worth. Meanwhile, what really matters gets reduced to what fits in a suitcases and a few boxes.
No.
What really matters sits in the front seat next to you, looking forlorn and anxious as you drive away. What really matters is waiting for you at home, the one you still have. In the end you'll pull out of the driveway of the family home for the last time and watch the porch shrink away in the rearview mirror, knowing that your memories will do the same the farther you go from this moment in time. The house that was once so full of Christmases and birthday and family dinners is now empty and sad and you will probably feel a pang as it disappears behind you. I did. So, don’t be too hard on yourself, because this process isn’t easy.
I hope these things help. If nothing else, you know you aren’t alone in the madness. That as much as we love our parents and are glad to do these things for them, in this task at least, we reap a portion of the craziness we sowed with our forebears in our youth. And it’s hard. But it’s okay. Although, when it’s all said and done, you may find yourself surprisingly motivated to do some purging of your own.
If you have a particularly useful resource for helping parents in transition, please leave it in the comments section!
2015-03-26T19:52:00-07:002015-06-23T21:00:22-07:00Paula Henrytag:hometoindy.com,2012-09-20:8361Home Decor: Creative Kids Bedrooms<img src="https://assets.site-static.com/userfiles/279/image/Kidsbedroom.jpg" width="600" height="400" alt="Childs Bedroom" title="Creative Decor for a CHilds Bedroom" class="img_box_center" />
Fun Bedroom Ideas for Your Kids
Decorating your child’s bedroom can be a great way to give kids a fun and imaginative world to live in while also providing parents with a place to spend time with the family and relieve stress.
Below are some of the simple ways to turn the kid’s bedroom into a wonderland full of fun and excitement. If you get to release your inner child along the way, so much the better
Arts and Crafts Time!
Turn the walls of your kid’s bedroom into a living art gallery.
Paint one wall with magnetic paint
Buy a bunch of neat looking frames from Goodwill or garage sales. Spray paint them a variety of fun colors which match your child’s decor.
Allow kids to use magnets to hang their artwork inside of the frames as they please.
This a great way to display that endless stream of art work that comes home from school. Get the kids involved year round and pick themes for their art which change with the seasons or events within your family.
Making the Most of Space
Kid’s rooms are often the smallest in the house so making the most of the space available is an absolute must. Make the most of closets by adding multiple layers of rods or closet systems to free up valuable space. The use of bunk beds saves space and increases open floor area for play and other items. A number of models exist that incorporate clever storage solutions as well.
Repainting Can Go a Long Way
A simple means of sprucing up your kid’s bedroom without having to buy new furniture, is just repainting the walls. Get in touch with your creative side and allow your children to lend a helping hand.
Chalkboard paint is great for creative kids. Paint portions of lamps, walls, and other furniture with the black paint and give your kids a place to draw as leave messages. Don't want to deal with the mess of painting? Try chalkboard contact paper.
Pick vibrant colors that reflect your child's personality, the possibilities are endless.2015-03-23T17:20:00-07:002015-06-23T17:44:24-07:00Paula Henrytag:hometoindy.com,2012-09-20:8358Holistic Houseplants for Your Home<img src="https://assets.site-static.com/userfiles/279/image/holistic_houseplants.jpg" width="600" height="278" alt="Holistic housplants" title="Plants for your home" class="img_box_center" />
Your home should be a sanctuary, but this may not be the case. Unseen toxins and dirt can pollute the air in your home, putting you and your family at increased risk for getting sick and feeling tired and stressed. Chief among them, surprisingly, is formaldehyde. Many common household items from plastic dishware, to hair care products and air fresheners contain this chemical.
Just as plants are vital to the atmosphere of the planet, so too can they help to make your home healthier.
In addition to removing chemicals, plants release nearly all of the moisture they take in, naturally raising the humidity in your home, and lowering the risk of coughs and dry skin. Studies have show that patients in hospital rooms with green plants recovered faster and needed less pain medication than those patients in rooms without plants.
As our world becomes ever more sleek and modern, greenery is essential to maintaining a healthy, balanced mind and body. Here are a few varieties to get you breathing easier and to brighten up your living space.
Aloe
This common plant actually has a variety of benefits. The sap of course can be used to soother burns and cuts, but the plant itself actually helps purify the air in your home. What's more the leaves will begin to show brown spots if there is a high level of pollutants in the air. Aloe does best with lots of sun.English Ivy and Philodendron
NASA named these little plants among the best for air purification. Both specifically clean formaldehyde from the air in your home. Both require moderate temperatures and moderate sun. Mist your English Ivy regularly, especially during dry winter months.
Rubber Tree
The Rubber Tree is low-maintenance, thriving in cool temperatures and dim lighting. This is great for those less than sunny corners of your home, or if window space is at a premium. Just watch out for ants with high hopes.
Peace Lilly
The Peace Lilly removes several air toxins including acetone, alcohol and ammonia. As a flowering plant – and one that does well in cool, shady interiors – it's great for decorating as well. The leaves will need to be gently washed every so often to keep them healthy and free of insects.
Snake Plant
The nocturnal snake plant converts carbon dioxide to oxygen at nigh, rather than during the day like most plants. This makes it a great bedroom plant. It's low- maintenance, and is right at home in a dim corner.
Bamboo Palm
The Bamboo Palm is also on NASA's list of air-purifiers. Make sure it gets plenty of water.
Spider Plants
Spider Plants have long been common household plants, and chances are you know someone that has one. Ask for one of the baby spiders that has roots, and sprout this easy to grow plant in a glass of water before transplanting to soil. Spider plants are also great for quickly removing formaldehyde from the air.2015-03-16T14:38:00-07:002015-06-23T15:04:18-07:00Paula Henrytag:hometoindy.com,2012-09-20:8350Indy's Best Local Grinds for the Perfect Cup of Coffee<img src="https://assets.site-static.com/userfiles/279/image/CoffeeGrinds.jpg" width="600" height="600" alt="Coffe Beans" title="Best Coffee Grinds in Indianapolis" class="img_box_center" />
For the Coffee-lover: Indy’s Local Grinds
For many coffee lovers, functioning properly without their morning cup of Joe is too tall an order. Brewing coffeein the morning can feel like an art for some, but for others it’s a way of life. So, for your home-brewed cup, Indianapolis is home to a number of roasters who have taken years perfecting their craft and creating their own distinct flavor. The result is a plethora of options for the most eye-opening beans, each with their own unique mixture of delicate aromas and taste.
You don’t have to look far to get a taste of the world’s finest coffee beans. These roasters use only the ripest and highest quality beans from all around the globe to create their specialty roasts and blends. So if you’re looking for great morning coffee or just a pick-me-up to get you through the day, pop by one of these coffee roasters and grab a cup.
Calvin Fletcher’s Coffee Company
If you’re looking for an organic twist in your morning cup of coffee, then <a href="https://www.hometoindy.com/blog/local-indy-at-calvin-fletchers-coffee-company/" title="Calvin Fletchers Coffee Company">Calvin Fletcher’s Coffee Company</a> is the place to go to. Calvin Fletcher’s uses beans that have been roasted just shy of dark which, according to them, is the point when coffee packs the biggest flavor punch. The coffee company sources its roasted beans from Jameson Coffee but Calvin Fletcher’s has plans to expand and roast their own coffee after being voted “Best Coffee Shop” by Indianapolis’ Metromix.
Beyond the cup, Calvin Fletcher's offers pastries and sandwiches all served by friendly staff in a fresh art-infused environment. The topper on the (coffee) cake is that not to Calvin Fletcher’s is a non-profit organization, which goes well with their organic blends and fair trade beans. The company believes in not only serving people the best coffee, but also building communities and relationships.
Harvest Café Coffee Company
The Harvest Café Coffee Company serves some of the finest and freshest roasted coffees in Indianapolis. Its roastmaster brings in green coffee beans from all over the world to make the perfect mixture when small-batch roasting them. Each and every roast has a distinct flavor and aroma that they believe can please even the most discerning of palates.
Whether buying a cup in the café itself or buying a bag of their premium roast, your coffee is of the higheststandard. They also provide educational materials and information as well as conduct programs on how to better enjoy your cup every time.
Bee Coffee Roasters
Bee Coffee roasters is a small local company that has made an art of roasting coffee beans. The company understands that each and every roast has an ideal brewing method, and they continually experiment with different styles, strengths, and mixtures to make sure that each and every cup made using their roast is truly an experience.
Using the small batch method of roasting, Bee Coffee roasters firmly believe that you can never fully understand how to perfectly roast coffee beans or make the perfect cup of coffee; rather it is a continual learning process and each successive cup of coffee is better than the last.
So the next time you’re feeling low on caffeine or just want that extra kick, visit Indy’s local coffee shops. You’llget unique blends and aromas, all while supporting local Circle City Businesses.2015-03-05T04:16:00-07:002015-06-19T05:21:11-07:00Paula Henrytag:hometoindy.com,2012-09-20:8349Simple Tricks for Sprucing Up Your Home
<img src="https://assets.site-static.com/userfiles/279/image/spruceing.jpg" width="600" height="435" alt="Spring Spruce" title="Tips for Sprucing Up Your Home" class="img_box_center" />
Five Easy Ways to Refresh Your Home
It’s never easy to plan for home improvements, it usually takes a lot of time and a lot more money. Various seemingly minor repairs can sky-rocket a bill pretty quickly. For the savvy homeowner, there are still plenty of ways to make big changes in your home without having to blow up your wallet. Small improvements in and around the house can make a huge impact, improve the curb appeal and raise the value of your home. So if you’re looking for a quick fix that will leave a lasting impression, here are a number of ways you can give your house an extreme makeover on a less than extreme budget. Here are five of the best home improvement tips you can try to make your house stand out.
Designer Doorway
One of the first things your guests will notice about your house is the door, so make a great first impression. You don’t have to get a completely new door, but a new coat of paint on an old door can do wonders to make it look brand new. Think of updating outdoor lighting fixtures, or adding additional inexpensive outdoor lighting to brighten porches and entryways.
Green Thumb
No matter how prim and proper your house is, you can’t go far with an unruly garden. Properly trimming your garden or adding new plants can update a drab exterior. Garden maintenance is as simple as watering your plants, mowing the grass, and trimming the bushes. Consult a local nursery for plants that will thrive well on your property and still be low maintenance. Getting your garden in top shape can give you a great place to relax and create an inviting outdoor living space. Get the entire family involved as a great bonding experience and a way to learn useful skills.
Use Mulch
Mulch is an excellent way to nurture your garden. It can provide fertilizer for your plants while at the same time keeping moisture in the soil during the hot summer months. Try consulting a nursery for advice on using mulch, or order online from <a href="http://www.themulchmonkey.com" title="Indianapolis Mulch Company">The Mulch Monkey </a>to get the best prices from mulch distributors around Indianapolis.
Make Room
A simple yet much neglected quick fix is simply getting rid of clutter. Newer clothes and books can be sold for cash, and a yard sale can bring in some funds for other items. Anything you can't sell can be donated to charity, the value of which is often tax deductible. The money from all that stuff you don't use anyway can be used to purchase paint and supplies to further spruce up your living space.
General Upkeep
It’s the small things that really matter in the end. Continuously repairing things around the house that break down is a great way to keep the house looking its best. Fixing squeaky doors and floorboards, replacing old wall paper or simply repainting damaged walls or decorations can go a long way to keeping your home a place you love.2015-03-03T04:00:00-07:002015-06-19T03:09:46-07:00Paula Henrytag:hometoindy.com,2012-09-20:8294Spring Guide to the Indianapolis Theatre SceneIt's probably not too late to get tickets to a show this week at one of the many fine Indianapolis area theatres. But if you like to plan ahead, we have your spring guide to the stage covered right here.
<img class="img_box_center" src="https://assets.site-static.com/userfiles/279/image/theatre.jpg" alt="theatre" style="display: block; margin-left: auto; margin-right: auto;" height="400" width="600" />
What's hot in Indy? Check out the schedule and ticket information for the upcoming spring season.
Civic Theatre
Booth Tarkington Civic Theatre is wrapping up their Centennial Season! Don't miss the final show of the season.
Monty Python's Spamalot
Lovingly ripped off from the classic comedy film Monty Python and the Holy Grail, Spamalot retells the legend of King Arthur and his Knights of the Round Table in the irreverent signature style of Monty Python. Set to an upbeat score with clever lyrics and plot twists, Spamalot also features a bevy of beautiful show girls, not to mention cows, killer rabbits, and French people. Join King Arthur and the Knights on their musical quest for the Holy Grail and experience one of the greatest, and certainly one of the funniest, Broadway musicals of the modern age!
(Contains mature content and may not be suitable for children under 12.)
Dates: April 24 - May 9<br />Thursdays, Fridays & Saturdays at 7pm, last Saturday (5/9) at 5pm, Sundays at 2pm
<a href="http://www.thecenterfortheperformingarts.org/tickets/production.aspx?PID=3203&fullsite=true" target="_blank">Get Tickets Here</a>
IRT
Enjoy a <a href="https://www.hometoindy.com/blog/x-indianapolis-date-night-ideas-for-empty-nesters">romantic date night on the town in Indianapolis</a> at the Indiana Repertory Theatre. Hurry over to see one of the last shows of Sherlock's most terrifying adventure!
The Hound of the Baskervilles
Join Sherlock Holmes and Dr. Watson as Baker Street’s fabled detective duo investigate a deadly threat to the heir of the Baskerville estate. Will Victorian London’s keenest mind deduce the source of the monstrous mongrels before they claim another victim? Family secrets, haunted hounds, romance, and mysteries abound in Sir Arthur Conan Doyle’s timeless tale of supernatural suspense.
Dates: Now through March 15; IRT OneAmerica Stage
<a href="http://tickets.irtlive.com/single/PSDetail.aspx?psn=1018" target="_blank">Get Tickets Here</a>
What I Learned in Paris
1973 Atlanta. The politics of race, class and gender are rapidly transforming as the city elects its first black mayor. What better time to begin a romantic escapade than during the eve of an historic election? Old loves rekindle and new loves ignite in this expertly funny and delightfully urbane love story.
Dates: March 17 - April 12; IRT Upperstage
<a href="http://tickets.irtlive.com/single/PSDetail.aspx?psn=1012" target="_blank">Get Tickets Here</a>
On Golden Pond
Touches the heart of anyone who has one.<br />-NY Daily News<br /><br />As Ethel and Norman return to the familiar summer ritual of their tranquil vacation home on the water, they get a surprise guest in the form of their daughter’s young stepson-to-be. This tender tale paints an honest look at the labors and liveliness of a couple in the midst of their twilight years. This beloved Tony Award winning play reminds us that each moment we receive is a gift we share with those we love.
Dates: April 14 - May 10; IRT OneAmerica Stage
<a href="http://tickets.irtlive.com/single/PSDetail.aspx?psn=1021" target="_blank">Get Tickets Here</a>
<a href="http://tickets.irtlive.com/single/PSDetail.aspx?psn=1021" target="_blank"></a>Phoenix Theatre
For an intimate, contemporary theatre experience, head to the Phoenix. Their spring lineup looks intriguing!
Buyer and Cellar
Americans crave celebrity. Whether we’re reading People, or watching E!, or inhaling the newest celebrity biography, we want to know what their lives are like. But how many of us actually get to engage with our celeb-crushes? Or even take the time to imagine what that interaction might entail? That’s where playwright, Jonathan Tolins, steps in to satisfy our craving, in a whimsical and fictionalized telling of a day in the life of employment to Barbra Streisand.
Alex More has a story to tell. A struggling actor in L.A., Alex takes a job working in the Malibu basement of the beloved megastar, Barbra Streisand. One day, the Lady Herself comes downstairs to play. It feels like real bonding in the basement, but will their relationship ever make it upstairs? This hugely successful Off-Broadway hit is an outrageous one-man comedy about celebrity, the oddest of odd jobs and the pursuit of utopia.
“It’s a seriously funny and remarkably sustained slice of absurdist whimsy.” –New York Times
Dates: March 5 - April 5
<a href="https://www.vendini.com/ticket-software.html?w=40e8ca0cd1b4587a0c5507b5822ddede&t=tix" target="_blank">Get Tickets Here</a>
Typhoid Mary
You’ve probably heard of “Typhoid Mary,” but most of us are unfamiliar with Mary Mallon, the cook behind the name. This quirky, anachronistic telling of the discovery of Mary’s peculiar disease, as well as her forced quarantine, unfolds in front of a backdrop of changing notions of medicine, morality and cleanliness – Did she willfully infect others? Was she a victim of a misguided medical authority? Or is the truth even stranger?
Dates: April 30 - May 24
<a href="https://www.vendini.com/ticket-software.html?w=40e8ca0cd1b4587a0c5507b5822ddede&t=tix" target="_blank">Get Tickets Here</a>
Theatre on the Square
Walk to dinner and a night at the theatre in downtown Indianapolis. Theatre on the Square, or TOTS, is within walking distance of amazing bars and restaurants in the arts district of Mass Ave.
An Adult Evening of Shel Silverstein
Welcome to the darkly comic world of Shel Silverstein, a world where nothing is as it seems and where the most innocent conversation can turn menacing in an instant. The ten imaginative plays in this collection range widely in content, but the style is unmistakable.
“Shel Silverstein — cartoonist, songwriter, author and playwright — was a beautiful oddball, and his quirky comedy is the best reason to catch the hour-long An Adult Evening with Shel Silverstein.” – The Washington Post
Dates: March 6 - April 4
<a href="https://www.vendini.com/ticket-software.html?t=tix&w=bbffc290179c587106c0e528c41ff271" target="_blank">Get Tickets Here</a>
Rapture, Blister, Burn
After grad school, Catherine and Gwen chose polar opposite paths. Catherine built a career as a rockstar academic, while Gwen built a home with her husband and children. Decades later, unfulfilled in polar opposite ways, each woman covets the other’s life, commencing a dangerous game of musical chairs—the prize being Gwen’s husband. With searing insight and trademark wit, this comedy is an unflinching look at gender politics in the wake of 20th-century feminist ideals.
“Thoughtful, funny…One of the top ten plays of 2012.” —Entertainment Weekly.
<a href="https://www.vendini.com/ticket-software.html?t=tix&w=bbffc290179c587106c0e528c41ff271" target="_blank">Get Tickets Here</a>
What shows are you excited about seeing this spring? Share your favorite Indianapolis theatre scene tips in the comments below!2015-02-26T08:30:00-07:002015-05-20T04:21:30-07:00Paula Henrytag:hometoindy.com,2012-09-20:8295How to Buy a House with No Credit ScoreGood credit is necessary for easily securing a home mortgage. But what if you don't have a credit score?
<img class="img_box_center" src="https://assets.site-static.com/userfiles/279/image/credit-score.jpg" alt="credit-score" style="display: block; margin-left: auto; margin-right: auto;" height="400" width="600" />
First things first: most people do have a credit score. If you have debt of some kind, like a school loan or credit card, then you automatically have a credit score. Mortgage lenders will check your credit score as part of the underwriting process of deciding whether or not to loan you money.
There is a small but mighty segment of the population who have a goal of living debt free. This means they pay cash for major purchases, don't use credit cards, and have paid off all prior debts. Sounds good, right?
For instance, people who follow <a href="http://www.daveramsey.com/" target="_blank">Dave Ramsey's financial plan</a> will pay off all their debt, save money and pay with cash, and eventually what happens is that they have no credit score.
Why Is It Difficult to Get a Mortgage With No Credit Score?
It doesn't seem fair that people who have zero debt, plenty of money saved, and can pay cash for almost anything, would be penalized when it comes time to get a mortgage. But that's what can sometimes happen due to several reasons.
Think back to the financial crisis that started in 2007. Much of the crisis was due to "risky" mortgage products on the market. These not only stopped the flow of capital into the mortgage bond funds, it created a domino effect in the economy.<br /><br />There are 3 major government entities that set the guidelines for most of the mortgage loans in the United States. Those agencies are the FHA, Fannie Mae, and Freddie Mac.<br /><br />When these agencies audited their defaulted loan portfolios, they all found a high amount of those defaults came from borrowers that had qualified using "alternative credit sources." This is the term they use for no credit score or insufficient credit on the credit report. <br /><br />The agencies took action and began tightening their guidelines for those that have no credit scores or have insufficient credit reporting. <br /><br />The servicers that have to collect the payments for these loans have gone even further by adding more requirements and the majority of conventional mortgage servicers will not underwrite a loan with no credit score at all.<br /><br />And that's why it's difficult to <a href="https://www.hometoindy.com/blog/bid/69499/Mortgage-Approval-is-NOT-Set-in-Stone">get a home loan</a> even if you are extremely responsible with money.
How To Get Around It
You can go through a process called manual underwriting.
There are a few lenders who use this process, but it isn't common. A mortgage company that offers this service describes it <a href="https://www.churchillmortgage.com/Info/no-credit-score.aspx" target="_blank">this way on their website</a>:
"No credit score loans require an underwriter to scour every piece of documentation in the file from your paystubs and W2s to the 24 pages of the appraisal to make sure the risks have all been identified. That takes time - about 3 times as long as a normal borrower file. Don't look for quick answers, because the quick answer is easy - no. We want to give that underwriter time to be familiar with all the aspects of your loan file so they can give the approval with confidence. This may even require additional documentation that doesn't seem to make sense to most of us. But let's remember the goal; give the underwriter what they need to feel comfortable with the risks on the loan to issue an approval. From the time the underwriter receives the file, I would give them at least 2 weeks to underwrite it. That probably takes a normal 30-day loan process up to about 45 days. Therefore, keep this in mind when writing a contract closing date."
How to Prepare
<a href="http://www.daveramsey.com/article/the-truth-about-your-credit-score/lifeandmoney_creditcards/" target="_blank">Dave Ramsey recommends</a> the following steps for preparing to get a loan with no credit score:
Put at least 20% down on your home.
Choose a 15-year, fixed-rate conventional mortgage.
Have a strong employment history and personal income to support the loan.
Demonstrate 4–6 trade lines that span 18–24 months. These are just regularly recurring expenses such as rent, electric bills, water bills, cell phones, etc.
Your old credit history has to be in good shape
You may be in the minority if you don't have a credit score, but it's still possible to buy a home and get a mortgage loan if you know the secrets.2015-02-24T08:30:00-07:002016-12-22T14:16:56-07:00Paula Henrytag:hometoindy.com,2012-09-20:8296Perfect Indianapolis Date Night Ideas for Empty NestersYour empty nest may come furnished with a variety of emotions: relief, sadness, joy, loneliness, excitement.
This time of life can feel quiet one moment, and extremely busy and fulfilling the next. You might be <a href="https://www.hometoindy.com/guide-to-selling-your-house">selling your home</a> or moving to a different neighborhood. Perhaps you're traveling and visiting old friends. If you're a settled empty nester, you might be looking to reignite the passion with your spouse and spend more time together.
<img class="img_box_center" src="https://assets.site-static.com/userfiles/279/image/empty-nesters-date.jpg" alt="empty-nesters-date" style="display: block; margin-left: auto; margin-right: auto;" height="400" width="600" />
We've put together a few ideas for the perfect Indianapolis date night, just for you empty nesters. Whether you're planning a double date with old friends, or celebrating your 30th wedding anniversary, you'll find a great plan right here.
Brewery Tours for Beer Lovers
Enjoy a casual night out touring the town, making new friends, and sampling delicious local beer. A brewery tour would be the perfect double date to go out with old friends or even "getting to know you" friends. It does help if everyone at least enjoys beer, so make sure your date is on board.
Indy Brew Bus is a fun way to visit multiple craft breweries in Indianapolis. You can choose to tour breweries in Downtown Indianapolis, Broad Ripple, or the Southside. So first things first, book your tour.
Each brewery offers a wide variety of samples of their house, seasonal, and specialty beers. Each tour will visit four local breweries, so you can relax knowing you only have to hop on and off the bus as you whisk around Indianapolis enjoying the suds. Order a pint of your favorite or get a growler to go and they'll keep it cold for you on the bus! Each tour participant will receive a Personal Sampling Scorecard to help you keep track of the all the beers you like. The cost is $30 per person.
Depending on the area you tour, you may stop at breweries or bars that serve food. Some have food trucks hanging around outside the brewery. Or you may need to make arrangements to eat before or after the tour.
<a href="http://www.indybrewbus.com/" target="_blank">Plan your brewery tour here</a>.
An Evening of Music
If you've never been to the Indianapolis Symphony Orchestra at Hilbert Circle Theatre, it's high time you take your special someone out for an evening of music!
First, purchase tickets ahead of time. Start with dinner and drinks at <a href="http://www.awineexperience.com/" target="_blank">Tastings</a>, a one-of-a-kind wine bar located a block away from the theatre. They have a variety of menu items, including artisanal cheese and charcuterie plates, flatbread pizzas, gourmet sandwiches and salads, bistro and tapas plates, and desserts.
Don't forget to take your concert ticket with you because on the back you'll find a discount to Tastings!
After you've enjoyed your meal and drinks, take a short walk to Hilbert Circle Theatre and enjoy the performance! The Indianapolis Symphony Orchestra performs 200 concerts each year to an audience of more than 500,000 people. Since 1994, the group has been heard in more than 250 radio markets in 41 states and has performed in three European musical capitals. Some tickets start at just $15.
<a href="https://www.indianapolissymphony.org/plan-your-visit" target="_blank">Plan your musical evening here</a>.
Cheer On Your Team
Whether you're a huge basketball fan or not, a night out enjoying a live game in the heart of the city is a recipe for a great date. Cheer on the NBA Pacers or the WNBA Fever at Bankers Life Fieldhouse. This retro-style fieldhouse has been recognized as the finest NBA basketball arena in the country by Sports Business Journal.
If basketball isn't your thing, the Fieldhouse also hosts events of all types year-round, from rodeos and concerts to parties and ice skating.
First, <a href="https://www.parkme.com/indianapolis-parking/bankers-life-fieldhouse" target="_blank">figure out your parking situation</a> ahead of time.
Start the night at one of the nearby bars, like The Pub Indianapolis or Kilroys. If a loud bar isn't the right vibe, go for a classic steak and wine dinner at <a href="http://prime47.com/" target="_blank">Prime 47</a>. You can find a list of nearby bars and restaurants right <a href="http://www.visitindy.com/indianapolis-bankers-life-fieldhouse" target="_blank">here</a>.
Since you're so close, after dinner you can walk over to the Fieldhouse and cheer on your team!
<a href="http://www.bankerslifefieldhouse.com/" target="_blank">Plan your night on the town here</a>.
A Very Special Day
If you're planning a special anniversary or you just want to celebrate the fact that the kids are finally out of the house, we have the perfect daytime date.
Start with a walk along the Canal in downtown Indy. You can find so many ways to get around this beautiful space - walking, biking, pedal boating, or even <a href="http://www.4gondola.com/" target="_blank">traveling by gondola</a>.
The Canal Walk is part of the Indiana Central Canal, which was dug in the early 1800s, in an effort to facilitate interstate commerce. Today, the refurbished Canal Walk (stretching north through White River State Park to 11th Street) serves the downtown community as a beautiful waterside promenade.
If it's a chilly day, take a thermos of coffee or hot chocolate, or stop for a warm treat at a nearby cafe.
Next, it's time to museum hop! Two of the cities premier museums conveniently sit next door to the Canal and White River State Park.
The <a href="http://www.eiteljorg.org/" target="_blank">Eiteljorg</a> Museum of American Indians and Western Art is the largest museum of its type east of the Mississippi. This beautiful museum has traditional art as well as an impressive contemporary collection.
The <a href="http://www.indianamuseum.org/" target="_blank">Indiana State Museum</a> showcases science, art, and culture in celebration of Indiana’s history.
If a museum visit isn't what you're looking for, catch a matinée! You can also find the IMAX Theater at the Indiana State Museum, with its six-story screen that plays 3D IMAX films as well as contemporary Hollywood films.
Finally, to top off the festivities, take your special date out for a romantic dinner.
Reserve a table at the nationally acclaimed <a href="http://www.stelmos.com/" target="_blank">St. Elmo Steakhouse</a>. You must order their famous shrimp cocktail.
A more rustic, but just as amazingly delicious, option is <a href="http://bluebeardindy.com/" target="_blank">Bluebeard</a> in nearby Foutain Square. They were rated Best New Restaurant by the James Beard Foundation in 2013. Order the Moscow Mule and their homemade pickles to start!
<a href="http://www.visitindy.com/indianapolis-canal-walk" target="_blank">Plan your special day here</a>.
Wherever you go, we hope your date night is made even sweeter by knowing that you have done your duty as parents, your young have fledged, and finally you can reap the rewards of your hard work. Enjoy yourselves, you empty nesters.
And tell us about your favorite Indianapolis date night spots in the comments below!2015-02-22T08:30:00-07:002015-06-18T06:02:12-07:00Paula Henrytag:hometoindy.com,2012-09-20:8297How to Pick the Perfect Wedding VenueHere at Home to Indy, we work with a lot of newly-engaged couples looking to purchase their first home. It's such an exciting time in their lives, and we love being part of it!
If wedding bells are in your near future, you’re likely looking for just the right spot to say your “I dos.” With all the options out there, it can sometimes be overwhelming to select the right venue. Below you’ll find some questions to consider as that will help you pick your perfect location.
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1. Do we have to invite great aunt Martha’s son I’ve never met?
The first place to start is with your guest list. You and your fiancé need to make a list of the people you want to witness your nuptials. If you’re sending out 500 invitations, the local city hall likely won’t be able to accommodate all of your guests, let alone a band, if that’s something you’re wanting.
2. Here or there?
If you want a destination wedding, you need to consider if your family/friends will be able to attend. Rio de Janiero may be gorgeous, but it also may be financially impossible for some of your desired guests.
3. How much can you spend?
When it comes to your wedding budget, only you can determine how much you want to spend on the venue, let alone the dress, flowers, food, photographer, etc. Costs can range from free (if you use a rich neighbor’s well-groomed backyard) to upwards of $20,000. Choose a range that you’d like to stick with and start there.
4. Do you want to be a June bride?
Availability can be difficult if you’re planning for a quick engagement. Some wedding venues book up years in advance. One way to get around this is to have your wedding on a Friday or a Sunday, which are often more availiable than traditional Saturdays.
5. How much work do you want to take on?
You may have always dreamed of getting married at your grandma’s ranch. But you have to consider who’s going to move the hay bales, clean out the barn, place the port-a-lets, and set up the tables and chairs. While reception halls still require a decent amount of planning, they usually come with a wedding coordinator to help iron out all the details.
6. Do you want your wedding and reception at separate venues?
If you have both your wedding and reception at the same site, you can save on rental fees and decorations.
7. Have you looked outside the reception hall box?
If you don’t want a traditional reception hall, lots of cities have unique places to host a wedding. Check out local zoos, museums, botanical gardens, and libraries. Oftentimes, you can get a discount on a Masonic Lodge or Country Club if you have family who are members.
8. How well do you know the church?
If you plan to get married at a church, make sure you ask about their stipulations. Some churches only allow members to use their facility. Others only let their pastors officiate or certain songs to be sung.
9. Do you want to worry about the weather?
If you choose a venue that’s outside, you need to consider the weather. An “in case of bad weather” plan is usually put in place, which can require more planning. You also need to consider if it is public space. Noise can be an issue, as can public festivals if you were considering a park.
10. Does this include the kitchen sink?
Make sure you ask lots of questions about what is included in venues you check out. Some places provide linens and silverware, while others require you to rent them from an outside vendor. Are there additional set up fees? Cake cutting fees? How many hours do you get with rental? Is alcohol allowed? Can you set up the day before?
Research online for venues then visit to ensure that you love the location in person. By asking the right questions and doing a little research, you will no doubt find the perfect venue to say, “I do.”2015-02-19T08:30:00-07:002015-06-18T06:02:41-07:00Paula Henrytag:hometoindy.com,2012-09-20:8298How to Have a Wildly Successful Garage SaleWhen families move, they often take the opportunity to go sort through their belongings. Oftentimes, they will find that they own more than they realized, so a garage sale ensues.
If you're looking to get rid of some clutter, hosting a garage sale is a great way to do that while actually making some money! Here are a few tips that will help you put on a successful garage sale.
<img style="display: block; margin-left: auto; margin-right: auto;" class="img_box_center" src="https://assets.site-static.com/userfiles/279/image/garage-sale.jpg" alt="garage-sale" height="385" width="500" />
The Planning Process
Planning is probably the most important part of the process. You want to have a good inventory of items, whether it’s clothes, toys, or random other things you want to sell. Garage sales are only as good as the products in stock. Also, keep in mind that it’s always a good idea to look into restrictions in your area or the covenants in your neighborhood. It is against the law in some areas to host a garage sale without a permit, and in other places, there are strict laws about signage.
1. Collect, collect, collect.
Have the garage sale on your mind all year long. Find a bucket or carve out a corner in the basement for those things you'd normally throw out or donate that someone else may find valuable. Remember - one man's trash is another man's treasure.
2. Choose the right location.
Don't have your sale at home if you’re tucked away on a long driveway off a country road. Find a friend who lives on a busy street or in a condensed suburb or find a public place to have your sale. No matter how great your inventory, it’s not worth a thing if no one sees it.
3. Think about the weather.
Check the forecast. Just because it is sunny in the morning when you’re setting up doesn't mean it will be clear all day. Obviously, you’ll do the best business on a good weather day, start to finish.
Setting Up
Don't overlook the importance of setting up a garage sale properly! Think about the customer experience and the things that make you stop at certain garage sales, even while you drive right past others.
4. Realize the importance of great signage.
A cardboard box with dripping spray paint nailed to a pole isn't going to attract the most and best customers. Make clear, bright, aesthetically pleasing signage that will stand out. Put signs up at busy nearby intersections with clear directions as to how to get to your sale.
5. Display your best items most prominently.
The one thing that makes people stop at a garage sale is seeing something that intrigues them from the road. Put your best stuff out there to be seen, so that shoppers will be interested immediately. Make the things you display diverse, as to draw in a wide range of potential buyers.
6. Set up your sale in sections, like a retail store.
Create sections. Don't force a potential buyer to bounce back and forth looking for things. They’re more likely to buy in bulk if things that you display are similar and close together. Make 25 cent, 50 cent, and one dollar tables. Your customers will love to search for affordable little treasures. It makes the experience easy and fun for them and makes organization and set up easy for you. Everything beyond those commonly priced tables though should be marked individually and clearly. If you’ve had a previous sale, be sure to remove old price stickers from your items unless the price is the same this time around. You don’t want customers confused about pricing.
7. Don't overprice.
Know the value of your items, and keep in mind that the reason you're having a sale is to clear some clutter, right? There’s no need to expect huge profits or make people feel like you're taking advantage of the opportunity.
Hosting Your Sale
Once customers start coming in, your job has just begun. You’ll have a lot of tidying up and negotiating to do!
8. Be willing to negotiate.
Don't just give things away, but if a person makes a reasonable offer, accept it. They're more likely to keep shopping and come back when they see you're having another sale. You may turn off other potential customers if they see you arguing with someone else over fifty cents.
9. Make it a family affair.
Set up a lemonade stand, give out hot dogs, and decorate with colorful flags. These elements will bring attention to your garage sale, and get your kids involved.
10. Have a lot of fun.
The most important thing about a garage sale is keeping it fun for everyone, both the seller and the buyer. Remember the importance of keeping things upbeat and making everyone feel welcome. If it’s fun, you're more likely to sell more and have repeat customers at your next garage sale. Here’s to making your garage sale a roaring success!2015-02-17T08:30:00-07:002015-05-24T03:15:04-07:00Paula Henrytag:hometoindy.com,2012-09-20:8299Where to Find a Wedding Dress in IndianapolisYou’ve got the ring, the date, and the perfect groom. Now you just have to find the perfect dress. Whether you’ve watched every episode of Say Yes to the Dress and think you know exactly what you want or have absolutely no idea, wedding dress shopping is a treat. Check out the following stores below to guide your perfect dress wedding search right in Indianapolis.
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<a href="http://www.alfredangelo.com" target="_blank">Alfred Angelo </a>
Located: Castleton
Alfred Angelo accommodates walk-ins if they have fitting rooms and consultants available. They carry wedding dresses sized from 0-30W and have a 15% discount with a valid military ID. Their Dream in Color collection allows you to add a splash of color with a palette of 60 shades to your dress that will perfectly match your wedding party.
<a href="http://www.davidsbridal.com" target="_blank">David’s Bridal </a>
Located: Castleton
David’s Bridal offers dresses in sizes 0-26W, free shipping on sale dresses, and discounted bridesmaid dresses (when the bride purchases her dress there). They currently house Vera Wang’s White collection. Appointments are helpful, particularly on weekends. They boast that they have wedding dresses for every bride, regardless of budget.
<a href="http://nancysbridalboutique.com" target="_blank">Nancy’s Bridal </a>
Located: Keystone
This family-owned boutique has been serving brides for more than 20 years. They have more than 300 gowns in stock, including exclusive designer collections, ranging from $450-$4,000. Appointments are not required, but they are strongly recommended.
<a href="http://sophiasbridalandtux.com" target="_blank">Sophia’s Bridal </a>
Located: US 31/Southport Road
Locally-owned Sophia’s, which has been serving brides for 5 years, has gowns ranging from $750-$1,700. If you’re looking for a deal, they have Trunk Shows that offer 20% discounts. They currently have dresses from the “hottest new European designer with traditional and cutting-edge designs: Robin Jillian.”
<a href="http://www.posiepatchbridalsuperstores.com/home-1.html" target="_blank">Bridal Superstore by Posie Patch </a>
Located: Castleton
Family owned and operated, Posie Patch has been in business for more than 30 years. The bridal superstore exclusively offers dresses from Allure Bridals, Casablanca Bridals, and Maggie Sottero. If you visit during their Semi-Annual Sample Sale, you can get a dress for 40% off.
<a href="http://www.theperfectstitch-bridal.com" target="_blank">The Perfect Stitch </a>
Located: 465/74
The Perfect Stitch offers custom-made gowns by their two expert seamstresses. They are also a bridal consignment, so if you’re on a shoestring budget, you might consider purchasing a previously worn gown. In the event that it’s not your size, they can do your alterations right there at the store.
Visit a few stores, try on a few gowns, and eventually you will say yes to your dress!2015-02-15T08:30:00-07:002015-05-28T08:26:39-07:00Paula Henrytag:hometoindy.com,2012-09-20:83007 Ideas and Tools to Help You Create a Family BudgetThe hardest part of creating a family budget is knowing where to start, and actually getting started. There are so many tools, methods, and advice for how to do this, that we decided to do a roundup of some of the best.
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But first, why should you have a family budget?
Mint.com says it simply: "It's important to look household finances squarely in the eye, because that's the only way to control them; otherwise, they control you."
A budget helps your family save for future plans, from an overseas family vacation, to a college fund, <a href="https://www.hometoindy.com/blog/how-to-choose-your-kitchen-appliances">kitchen remodel</a>, or retirement. A budget is also useful for paying down debt and building an emergency fund.
Getting Started: Pick Your Financial Guru
There are experts out there to help you get started, if you're not sure what to do first. Check out these top financial gurus (some local) who are ready to hold your hand through the process.
1. Pete the Planner
Indianapolis financial wizard Pete the Planner has a ton of useful tools, books and information on his website to help you get started.
We <a href="http://petetheplanner.com/ideal-budget-2/" target="_blank">love this particular infographic</a> that shows, in a pie chart, the breakdown of your family budget. Go check it out to get all the details about why this budget makes sense.
<img class="img_box_center" src="https://assets.site-static.com/userfiles/279/image/pete_the_planner.png" alt="pete_the_planner" style="display: block; margin-left: auto; margin-right: auto;" height="416" width="800" />
Image: <a href="http://petetheplanner.com/ideal-budget-2/" target="_blank">PetethePlanner.com</a>
2. Dave Ramsey
Many people have found their way out of debt thanks to Dave Ramsey's program. Not everyone agrees with his methods, but it's worth checking out if you have serious debt and want to attack it with a solid plan.
You can find free tools on his website, like <a href="http://www.daveramsey.com/tools/budget-forms/?snid=start.budgeting-a" target="_blank">these budget forms</a>.
There is also an online class called <a href="http://www.daveramsey.com/get-started/?snid=start" target="_blank">Financial Peace University</a>.
3. Suze Orman
This money guru has a strong following, as well. There's a bit of a <a href="http://manvsdebt.com/suze-orman-vs-dave-ramsey-should-your-financial-guru-be-changing-hisher-advice/" target="_blank">competition between Suze and Dave</a>, because of their difference in philosophy.
Her <a href="http://www.suzeorman.com/resource-center/" target="_blank">website offers books, kits, and a resource center</a> to help you get started.
4. And/Or, Work With a Financial Advisor
If a financial guru is not your thing, and you want more one-on-one help with investments and budgeting, consider working with a financial advisor.
Top-Rated Indianapolis FinancialAdvisors:
<a href="http://online.barrons.com/report/top-financial-advisors/1000/indiana" target="_blank">Top ranking advisors in Indianapolis, according to Barron's.</a>
<a href="http://www.angieslist.com/companylist/indianapolis/financial-planners.htm" target="_blank">Angie's List:</a> Financial Advisors to Avoid & Top 43 Financial Advisors
<a href="http://www.feeonlynetwork.com/Indianapolis-IN-financial-planner" target="_blank">Fee-Only Financial Planners in Indianapolis</a>
Next, keep track with your favorite app.
5. Mint
Mint is the de facto financial app. It's at the top of all the lists for a good reason. Not only does <a href="http://www.mint.com" target="_blank">Mint.com</a> have tons of resources to help you learn create your budget, their mobile app makes it easy to see where you are with your finances, at a glance.
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6. Accounts
<a href="https://itunes.apple.com/us/app/accounts-checkbook/id289261493?mt=8" target="_blank">Accounts</a> is a simple $1 app that acts as a digital checkbook register. You can enter all your monthly bills, your debits, credits, and paychecks, and keep track of your spending. It also has simple budgeting reports that show where your money has gone throughout the month or year.
7. Old Fashioned Methods
There's nothing wrong with pen and paper budgeting, or spreadsheets. The method and tools that you choose are important. If you choose a method you don't enjoy using, you are less likely to stick with it.
A local couple told us that they use the "envelopes of cash" method to control spending. Every payday, or once a week, they budget their spending, pay bills online, and then anything else like groceries, gas, etc, gets an envelope of cash. This keeps them on budget, and helps them avoid extravagant impulse purchases.
What are your family's favorite ways to create, manage, and stay on a budget? Share your experiences in the comments below.2015-02-12T08:30:00-07:002015-06-18T06:03:00-07:00Paula Henrytag:hometoindy.com,2012-09-20:83014 Wine Bars in Indianapolis You Didn't Know ExistedWine bars put a new spin on wine tasting by providing a casual, relaxed atmosphere. Whether you are wanting a quiet corner of the world for a romantic date or a long talk with friends, a wine bar is the perfect spot! Order an appetizer and linger while you sip some flavors of the finest wines from around the world.
Thankfully, we have several wine bars to choose from here in Indy. Here are a few of our favorites that you might not even know existed.
<img style="display: block; margin-left: auto; margin-right: auto;" class="img_box_center" src="https://assets.site-static.com/userfiles/279/image/wine-bar.jpg" alt="wine-bar" height="334" width="500" />
<a href="http://www.awineexperience.com" target="_blank">Tastings - A Wine Experience</a>
With over 200 wines in stock, Tastings offers the entire selection by the taste, by the glass and by the bottle. Every bottle is sold at retail price and can be opened in the store or taken home to enjoy. They also have an extensive selection of spirits and craft beers in their full service bar and delectable food to enjoy while you drink.
<a href="http://www.cornerwinebar.com" target="_blank">Corner Wine Bar</a>
Corner Wine Bar offers an award-winning wine list and an outstanding bistro-style menu. With innovative offerings featuring Certified Angus Beef and fresh seafood, there's something for everyone. Set in a charming turn of the century building in Broad Ripple, Corner Wine Bar is also noted as one of Indy's most romantic spots.
<a href="http://www.massavewine.com" target="_blank">Mass Ave Wine Bar</a>
Mass Ave Wine Bar has 100 wines $15 and under, and the bottles they have priced higher are because they truly believe they are worth it. If wine isn't your thing, they alo offer a variety of bottled beer and unique spirits and liqueurs. Enjoy small plates and sweet treats at the cafe while you drink.
<a href="http://shirazwinecafe.com" target="_blank">Shiraz</a>
Shiraz Wine Experience and Art Cafe paints itself as a playground where lovers come to escape, friends come to relax, and the wine curious come to experience the newest wines from all over the world. Shiraz features self-serve, state-of-the-art wine tasting machines that allow guests to explore boutique wines at their own pace - with 1, 3, or 6 ounce portions.
If you're a wine connoisseur, put these four wine bars on your calendar today.
What are your favorite wine bars in the area? Let us know in the comments below!2015-02-10T08:30:00-07:002015-05-28T08:26:20-07:00Paula Henrytag:hometoindy.com,2012-09-20:8302Where to Find Prom Essentials in IndyMany high school girls dream of their Prom nights, which includes the perfect dress (among other details). Prom season is right around the corner. So if you're searching for your gown and other prom essentials, Indianapolis has an abundance of stores for you to check out. Here are a few shops we recommend.
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<a href="http://www.promindiana.com/home.html" target="_blank">Bridal Superstore by Posie Patch</a>
Although the name implies that the Posie Patch is a bridal store, they offer their special Prom Shop inside the boutique. The store has a large selection of prom dresses in addition to other formal wear. The Prom Shop offers private dressing rooms and a well-lit theatre area where your friends can weigh in.
Bridal Superstore by Posie Patch
5447 East 82nd Street
Indianapolis, IN 46250
<a href="http://www.davidsbridal.com/#close" target="_blank">David's Bridal </a>
David's Bridal is a national chain and very popular for bridal, prom and other special occasion dresses. While they offer many styles of dresses, they also have a selection of dresses under $100. David's Bridal has two locations in the Indianapolis area - Castleton and Greenwood.
David's Bridal - Castleton
Clearwater Springs Shopping Center
5025 East 82nd Street
Indianapolis, IN 46250
David's Bridal - Greenwood
Greenwood Pavilion
1238 US Highway 31 North
Greenwood, IN 46142
<a href="http://www.raelynns.com" target="_blank">RaeLynn's Boutique</a>
RaeLynn's Boutique carries the top dress designers in the markets of prom, social occasion, and cocktail dresses. RaeLynn's has received several awards, including being voted WRTV Channel 6’s #1 Women’s Boutique in Indianapolis, and was named one of the Top Ten Prom Dress Boutiques in the United States for the 2nd time. <br /><br />RaeLynn's Boutique
455 Greenwood Park South Drive, Suite E
Greenwood, IN 46143
<a href="http://sophiasbridalandtux.com/prom-dress-designers/" target="_blank">Sophia's </a>
Sophia's has created The Prom Store - a store specializing in prom dresses apart from their bridal selection. The store is designed to make your quest for the perfect prom dress simple and easy. They have 10 dressing rooms and hundreds upon hundreds of dresses from fantastic designers. The Prom store offers over 1,000 dresses in stock.
Sophia's
7015 US 31 South
Indianapolis, IN 46227
<a href="http://stephenspromandbeyond.com" target="_blank">Stephen's Prom and Beyond </a>
Stephen’s specializes in prom and special occasion dresses and offers many designers and over 1,500 dresses in stock. The store, located in Castleton, also features 16 dressing rooms and registers dresses for each prom to ensure your dress is unique and special.
Stephen's Prom and Beyond
8520 Castleton Square Drive
Indianapolis IN 46250
What stores did we miss? Where did you find your prom dress? Let us know in the comments below.2015-02-08T08:30:00-07:002015-05-28T08:27:26-07:00Paula Henrytag:hometoindy.com,2012-09-20:8303The Amateur Photographer's Guide to Beautiful IndianapolisHere at Home to Indy, we're proud of our city. We love living here, and we love showing it off to visitors (who might potentially move here). While people are here touring, we'll often get asked where they should go to visit - or take pictures. Thankfully, Indianapolis is a beautiful city, so we're never low on suggestions.
Whether you're a visitor coming to Indianapolis or an Indy resident, here are some scenic spots to get great shots! Grab your camera and head on out. (While you're at it, email us some of your favorite pictures - we'd love to see them!)
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Downtown Indianapolis
The heart of the city is a great location to take some urban shots. The Soldiers and Sailor's Monument, the State House, and the Circle all make for great spots. But, there are lots of fun nooks and crannies within the city including rustic alleyways and fun store fronts. Don't forget the Canal and Lucas Oil Stadium (if you're a Colts fan)!
Downtown Carmel
Bring your walking shoes and travel around charming downtown Carmel! It has a variety of fun places to take pictures, including the Monon Trail, older-looking store fronts, and the creative art statues. It lives up to its name being in the arts district.
Indianapolis Museum of Art (IMA) and 100 Acres Woods
The IMA is located on the near North West side of the city and is home to the trendy LOVE statue. It also has lots of gardens that are groomed professionally. 100 Acres Woods is right around the corner from the IMA and is such a fun location! Here, you can photograph a modern basketball court with fun tubing, an interesting tunnel, and stairwells. This area isn’t as well manicured as the IMA, but that's part of the beauty of it.
Lockerbie Square Historic District
Located near downtown, Lockerbie boasts some charming older homes and beautiful mansions that make for wonderful pictures. On a warm day, you're sure to see families out walking their dogs. Oh, and don't miss famous poet James Whitcomb Riley's home!
Crown Hill Cemetery
Take a peaceful stroll through Crown Hill Cemetery. (If you have time, you might even take a tour.) Crown Hill is the 3rd largest cemetery in the nation, spanning over 555 beautiful acres. We recommend admiring taking pictures at sunset from the Crown, Marion County's highest hill. You can get some breathtaking pictures of the city's skyline.
Holcomb Gardens
This location is on Butler University’s campus. Here, you will find a gorgeous, giant weeping willow tree over the canal, a fun bridge, well-groomed greenery, an area of ungroomed greenery, a gazebo, and even a little water feature. This location is great yearround! You can probably even snap a pic or two of college students and Butler's historic buildings.
Fort Harrison State Park
Fort Harrison State Park is on the northeast side of the city and is a great spot yearround. (It's perfect in the fall to capture the beauty of the changing leaves!) if you're wantin nature, you're going to find it - from lakes to trees to ducks and geese; you'll feel like you're in the country! Additional pictures can include wooden bridges, walking paths, and more.
Keep in mind, these aren’t the only places in Indianapolis to take great pictures. In fact, do you know of a spot that we missed? If so, leave it in the comments below. We'd love to know!2015-02-05T08:30:00-07:002015-05-24T03:23:15-07:00Paula Henrytag:hometoindy.com,2012-09-20:8304Delicious and Beautiful: Wedding Cakes in IndyWhen you think of a wedding, there are certain elements that likely pop into your mind: a white dress, a bouquet toss, and the cake. Gone are the days where a simple white sheet cake will do. These days, there are no holds barred when it comes to possibilities - from colors and sparkles to layers and flowers to cupcakes with bridges. Whether you're hoping for something more traditional or a bit more out of the ordinary, you'll probably be soliciting help from a local baker. So if you're in the market for a wedding cake in Indianapolis, look no further!
<img class="img_box_center" src="https://assets.site-static.com/userfiles/279/image/wedding-cake.jpg" alt="wedding-cake" style="display: block; margin-left: auto; margin-right: auto;" height="334" width="500" />
<a href="http://www.classiccakescarmel.com" target="_blank">Classic Cakes</a>
Located in Carmel, Classic Cakes "takes the cake" with its stunning creations. Not only were they at the top of Indy's A-List in 2014, they have earned a reputation for creating the most extraordinary cakes in the Indianapolis area. This all-occasion cake shop features cakes of virtually any shape, size, flavor and filling. And if you somehow can't find what you need, these consummate bakers will attempt practically any cake concept within the laws of physics. The cake creations born here are true originals; all are hand-molded and intricately designed, and feature flavors and fillings that include hazelnut, almond, chocolate truffle, apricot, raspberry and lemon.
<a href="http://thecakehole.net" target="_blank">The Cakehole</a>
From cake pops to cupcakes, The Cakehole delights with its moist delicacies. It's unique in that it doesn't have a traditional storefront, but that doesn't hold them back. And they are up for trying most anything - from unique cake flavors like pumpkin, peppermint, and coconut to interesting fillings. According to the Cakehole owner, Jovanna, "You know that cake that you can see in your head but can't find a bakery to create it? Problem solved! The Cakehole has got you covered."
<a href="http://www.twosisterscakery.com" target="_blank">Two Sisters Cakery and Bakery</a>
Located in Greefield, Two Sisters Cakery and Bakery is dedicated to making your special celebrations more spectacular by providing you with delicious sweets. They offer free consultations for wedding cakes and promise to deliver a product better than you ever could have imagined.
<a href="http://heavenlysweetscakes.com/index.htm" target="_blank">Heavenly Sweets</a>
Heavenly Sweets make cakes that are just that! Based out of Noblesville, Heavenly Sweets makes its home in the historic R.L. Wilson house. Their cake batter is hand made with mediculous care, and every ingredient is weighed and baked by the owner. Their baking process ensures no over-baked, crusty edges. They claim that their butter cream is "icing on the cake." Heavenly Sweets prides itself on a moist, clean taste that is not overly sweet.
Regardless of your budget or your style, these bakeries offer products that you'll want to stare at and sink your teeth into.
What great wedding cake bakeries did we miss? Leave your thoughts in the comments below!2015-02-03T08:30:00-07:002015-06-14T14:50:51-07:00Paula Henrytag:hometoindy.com,2012-09-20:8305For Sale By Owner: What It EntailsWe love being <a href="https://www.hometoindy.com/">realtors here at Home to Indy.</a> Buying and selling homes is our business, so we know all the intricate details. But we realize that not everyone may want to work with a realtor. If that's the case, you will be sacrificing a lot of expertise (not to mention time and effort), but you certainly can do it; there's no law that requires you to hire a real estate agent (although some states require that you hire a real estate attorney). It's important that you know what you're getting into and understand the process before you decide if it's ideal for your situation.
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When you sell your home sans realtor, it's called For Sale By Owner (FSBO, pronounced "Fizbo"). Read on to learn what FSBO entails.
Tasks Involved
The closer you look, the more little tasks are revealed as crucial in preparing, marketing, and successfully selling your home. Here are just a few of the real estate tasks an agent will normally perform for you:
Evaluating the local market and comparable <a href="https://www.hometoindy.com/blog/the-home-price-index-shows-home-values-increasing-case-shiller-agrees/">home values</a>
Suggesting an appropriate listing price
Advising you on how best to present your home, including providing referrals to painters, repair persons, and more
Helping coordinate preparation of disclosure and other needed forms and documents
Creating advertising materials and arranging for photographs (interior and exterior, hopefully done by a professional) and possibly an exterior drawing of your home
Placing ads on the <a href="https://www.hometoindy.com/property-search/search-form/">Multiple Listing Service (MLS)</a> and in other media, and sending out postcards to potentially interested buyers on the agent's mailing list
Arranging for individual visits to the property -- if you're no longer living there, most likely by providing a lockbox for use by other realtors, and meeting with individuals who don't yet have their own agent
Answering questions and providing documents such as disclosure packets to potentially interested buyers and their agents
Holding one or more open houses, possibly including weekday open houses for other real estate brokers to visit and weekend <a href="https://www.hometoindy.com/blog/a-pictures-worth-a-thousand-words-when-selling-your-indianapolis-home/">open houses</a> for the public (which itself involves many tasks, such as arranging for and putting out signs in advance, and providing food for the broker's open houses, as is traditional in some areas)
Receiving offers to buy your house, whether via email/mail or in person if other agents wish to formally present their offers
Helping you evaluate the strength of each offer and strategize on issues like whether to accept or reject an offer outright or make a counteroffer, and whether to also look for or arrange a backup offer.
Negotiating with the buyer's agent until the purchase contract is complete (although this task may fall more to an attorney in states where legal help is required)
Coordinating with the buyer's agent throughout the escrow period,
Helping to make the house available for inspections and <a href="https://www.hometoindy.com/blog/what-is-a-short-sale/">appraisals</a> and make sure you're doing your part to close the deal help you strategize over requests made while in escrow, such as for a reduction in purchase price due to repair issues revealed in the inspection, and negotiating such issues with the buyer's agent (unless any attorneys are still involved)
Attending the closing.
Sound like a lot? That's because it is. Indeed, selling a home can be a full-time, nights and weekends job while your house is on the market. And, as any agent will tell you, it's not all glamorous. We have been known to give a house a good scrubbing if it needs it before an open house.<br /><br />
A Word of Warning
If you decide to sell your house by yourself, make sure you learn the legal rules that govern real estate transfers in your state. And you must find out if there are any state-mandated disclosures as to the physical condition of your house.
Obviously, we would love to help you sell your home. But if you want to go it alone, be sure you have the time, energy, and ability to handle all the details. Above all, get to know the market well enough that you don't end up selling the home for less than it's worth.2015-02-01T08:30:00-07:002016-09-20T19:10:28-07:00Paula Henrytag:hometoindy.com,2012-09-20:8281Valentine's Day for the Romantically-Challenged on a BudgetValentine's Day is right around the corner. It may not be your favorite holiday if you're a bit romantically-challenged. It might be even more difficult if you're on a tight budget with the purchase of a recent home (or if you're saving up for a downpayment).
If hearts and Cupid aren't your thing - or a $75 bouquet of roses isn't in your budget - look no further. There are plenty of ways to say "I love you" in thoughtful ways without breaking the bank. <img class="img_box_center" src="https://assets.site-static.com/userfiles/279/image/hearts.jpg" alt="hearts" style="display: block; margin-left: auto; margin-right: auto;" height="313" width="500" />
1. Tap into Your Inner Artist
Even if you're not Picasso, you can still be creative in artistic ways. Make a handmade card with some construction paper or design one in Word and print it out. If you have access to additional supplies, you could paint a picture of a romantic getaway you two took. Or do a chalk drawing of a vase of your spouse's favorite flowers. You could cut out words and images from magazines that remind you of your loved one and make a collage. If you're feeling especially crafty, make some origami hearts and place them around your home.
2. Create an Affirmation Box or Jar
Who doesn't love to hear how wonderful they are? Take a pad of sticky notes and write words of encouragement. You can include phrases like "I love ______ about you" or "I love that you____." Write 52 - enough for your spouse to read one a week. Put them in a decorative box or jar (wrap a random shoebox or decorate a washed spaghetti jar). It's a great way for your loved one to feel special year-round!
3. Prepare an Indoor Picnic
Gather some finger foods and/or make some appetizers. Pop open your favorite beverage. Spread out a blanket on the floor. Light some candles and play some music. Enjoy a romantic time of snacking and talking. If you need topic suggestions, try to remember your first 5 dates!
4. Put your Pen to Paper
They say a picture is worth a thousand words. Instead of taking/printing a picture, take a stab at crafting your words. Write a poem (rhyming or not), a haiku, or a sonnet. Pen a handwritten love note. If you want to plan in advance for next year, you could start a private blog that you keep throughout the year sharing fun memories and highlights of your year together.
5. Make a Treasure Hunt
Send your loved one on a journey around your home (or around our beloved city). Try to send your spouse to places or items that are reminiscent of your history together. At the end, you could have him/her find a love letter or your affirmation box or one of your artistic creations. For just a few dollars, you could upload photos to Walgreens or CVS and print a photo collage to put in a nice frame.
As you can tell, there are plenty of creative ways to say "I love you," even when you might be romantically challenged and on a budget.
Happy Valentine's Day from Home to Indy!2015-01-29T08:30:00-07:002015-06-18T06:03:29-07:00Paula Henrytag:hometoindy.com,2012-09-20:82825 Ways to Improve Your Home With Your Tax ReturnIt won't be long before our W-2s will be arriving in the mail; tax season will soon be upon us once again. For those of you with refunds coming your way, we love the idea of investing it in your home! Your refund may not be enough to redo your kitchen or bathroom, but it can pay for some smaller home improvements. Here are 5 ways to add space and value to your home for less than $1,000.
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Organize your closet - $500
Has your closet become an avalanche waiting to happen? You need a closet organizer. First, empty the closet and decide what to keep, toss, donate, consign or sell. Once you know what stays, you can pick a system accordingly. Most manufacturers of closet organizers offer an online tool with customer support. For example, at <a href="http://www.rubbermaid.com/pages/closet-designer.aspx" target="_blank">rubbermaid.com</a>, you can choose a layout similar to your closet’s and enter measurements, then drag and drop closet kits onto the rendering. The tool will generate a shopping list of appropriate components available directly from Rubbermaid and at Lowe’s and Menards stores. A walk-in closet with two 6-foot-long walls and one 8-foot-long wall would require three kits totaling $440. (Accessories, such as a two-drawer unit, would push the total above $500.)
Reclaim your garage - $1,000
Many homeowners have a no-car garage because it’s so full of stuff that there’s no room to park a vehicle. Look for a slatwall system that uses molded plastic panels with slots from which you can hang hooks, shelves and baskets. Fasten the panels to your garage walls via one of several methods, such as drywall screws into studs. You can order a starter kit directly from a manufacturer like <a href="http://www.storewall.com/idea-center/in-and-around-the-home/garage-organization-and-storage.html" target="_blank">storeWALL</a>.
Replace a window - $500
Do you have a window that’s especially leaky or tough to open or close? Replace it. If the framing is fine (try poking a screwdriver into the sill to see if it has rotted and use a level to see if it’s reasonably square), you can install a replacement window into the original opening, replacing the sashes, side jambs and trim. Expect to spend $100 to $500, depending on the material and features (vinyl is cheaper than wood). A handyman may charge anywhere from $30 to $100 to install it, and as much as twice that if a new frame is required.
Update your lighting - $500
Are you living with outdated light fixtures that aren’t yet fashionably retro? Switch out one or more, especially in a prominent place, such as over your dining-room table. If you're environmentally friendly, look for Energy Star-rated fixtures, which use one-fourth the energy of traditional lighting.
Make over your cabinets - $1,000
Give your dowdy kitchen cabinetry a lift with paint and new hardware. Proper preparation -- cleaning, sanding, priming and painting with an oil-based or 100% acrylic paint -- is key to a good-looking, long-lasting result. Using a paint sprayer helps, too (rent one from a paint or home-improvement store). Pros charge an average of $547 to do the job with one coat of paint on 150 square feet of base and wall-hung wood cabinets, according to <a href="http://www.diyornot.com" target="_blank">Do It Yourself or Not</a>. You can cut the cost of painting to about $200, regardless of size, if you do it yourself. Don't forget to update the handles on your new cabinetry - they are the jewelry of the kitchen!
Looking for more ideas? You could install a backsplash in the kitchen, replace a faucet or sink, paint a wall or door, or spruce up your entryway with a bench. What ideas do you have for investing tax return money in your home? Let us know in the comments below!2015-01-27T08:30:00-07:002015-06-17T04:27:06-07:00Paula Henrytag:hometoindy.com,2012-09-20:8283Are You Protected? Insurance Riders You Might NeedWhether you just bought a new house or you've been living in yours for 30 years, chances are you want to protect your home and everything in it. But home insurance doesn't always cover everything. That being said, here are some insurance riders you might need to protect your home.
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Standard home insurance policies cover many types of losses. However, a home insurance rider (also called an "endorsement" or "floater") may be required to cover certain things that are limited or excluded by the policy. Here are a few conditions that require a home insurance rider:
Personal Property
The personal property coverage under a standard home insurance policy is full of limitations. For example, some types of personal property are covered, but only up to a specific amount and that amount may be only a fraction of the actual value (i.e., jewelry, firearms, collectibles, money, etc.). Additional coverage for the full value of such property may require a home insurance rider.
Electronic Equipment
Coverage for computer equipment and data is often limited by standard homeowners insurance. You may need to purchase a home insurance rider for additional coverage.
Home Business
More than 20 percent of American households double as a business headquarters. Standard homeowners insurance is very limited on coverage for property used in business operations. Most policies are more restrictive toward business-related liability (i.e., a customer is injured while in your home), often excluding such claims altogether. If you operate any form of business out of your home, consider adding a business-based home insurance rider to your policy.
Secondary Residence or Income Property
If you own another home that is used as a secondary residence or rental property, you may be able to obtain coverage for that property by adding a rider to your current homeowners insurance policy. If available, this method may be cost effective versus separate policies for each property.
Sewer and Drain Back-Up
A backed up sewer or drain can cause significant damage to your home. This type of loss may be excluded under your homeowners insurance. If so, a home insurance rider may be necessary to add this coverage.
Theft
Coverage under your insurance policy may be limited for theft of personal property. A home insurance rider may be available to increase coverage for loss caused by theft.
If you aren't sure what your home insurance policy covers, we encourage you to check it out ASAP.2015-01-25T08:30:00-07:002015-06-17T04:48:15-07:00Paula Henrytag:hometoindy.com,2012-09-20:82848 Things You Need to Know Before Moving to IndyWe love <a href="https://www.hometoindy.com/">living in Indianapolis</a>, and we love introducing people to the joys of living here (of which there are many). Here are a few things you need to know before moving to Indy.
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We like making and watching left turns.
We're home to the Indianapolis Motor Speedway, the racing capital of the world. The famous track is home to the renowned Indianapolis 500, the Angie's List Grand Prix, the Brickyard Vintage Racing Invitational, the Crown Royal 400 at the Brickyard, and the Red Bull Indianapolis GP. That's a lot of left turns!
We have a canal that will remind you of Venice.
Downtown Indianapolis has a beautiful canal that has European-style bridges, Segway tours, gondola rides, and the NCAA Hall of Fame at the end. What's not to love?
We (still) love Peyton Manning and hate Tom Brady.
Although we adore Andrew Luck, true Colts fans still have a special place in their hearts for Peyton Manning, who hung up his Indianapolis jersey in March 2012 after 14 seasons. Oh, and if you're Coltstrong, you instinctively boo at Tom Brady.
We like to run.
People refer to the 500 Festival Mini-Marathon as "THE Mini" because it's the largest half-marathon in the nation, and it's hosted downtown. If you move here, chances are you'll end up participating at least once. If you don't, you'll know someone who has.
We have bipolar weather.
In the dead of winter, we can have low temperatures in the negatives. In the summer, we usually reach at least 100 degrees. The beauty of our bipolar weather is that we get to experience all 4 seasons!
We fry our pork.
You've never had pork done right until you've had it breaded, fried and placed on a bun that's half its size. You can get them easily at the Indiana State Fair (along with an assortment of other fried foods), but they're also found year-round on some local menus.
We like to make our own beer.
Craft beers are a big deal here. Local brews are made at Sun King, Flat 12, Fountain Square, Triton, Bier, and Three Wise Men just to name a few. You'll need a designated driver if you want to try them all.
We've got some artsy statues.
Carmel's Arts and Design District is home to 16 (and counting) sculptures of people that will have you doing a double-take because they look so real. Oh, and we can't forget Dancing Ann, a sculpture downtown that has four rectangular panels with LED screens all displaying an animated image of a woman dancing. She's sure to get your groove on.
What did we miss? What do people need to know before moving to Indy? Leave your comments below!2015-01-22T08:30:00-07:002016-09-20T19:05:52-07:00Paula Henrytag:hometoindy.com,2012-09-20:8285From Here to There: Uber, Lyft or Cab?You need to get from Point A to Point B, but you don't have a vehicle. In the past, the obvious choice would be to call a cab. But recent apps like Uber and Lyft are giving cabs a run for their money. With so many options, which is best? Let's take a look at each and what they have to offer.
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Traditional Taxi
Taxis are the age-old method of transportation in big cities. You step on the curb and hail one simply by raising your hand. You climb in the back of your ride (usually a bright yellow car) and tell the driver where you want to go. The meter on the dashboard keeps track of your bill. Drivers prefer to be paid in cash but some offer credit card swipes. You get from here to there - with varying degrees of cleanliness and professionalism from the driver.
Apps
Not surprisingly, transportation now "has an app for that" that can simplify the process of getting a ride. Rather than hailing a cab or calling a taxi dispatcher, you launch an app. Your phone tells the service where you are and shows you the nearest potential rides on a map with little car icons crawling around the screen like gerbils. As your ride comes to pick you up, you can watch its avatar scamper across the map—offering a level of assurance and ETA not available with traditional taxi companies.
With all the services, you use a credit card through the app—no swiping or fumbling for cash. Lyft and Uber ping nearby drivers and tell you which one will show up. The apps don't automatically calculate your fare, but they warn you if they're going to charge rush-hour rates, called "surge" pricing by Uber and "prime-time" pricing by Lyft.
Oftentimes, these nonprofessional drivers go out of their way to provide good service because they knew that the passenger will be rating them. Most apps let you cancel a pickup from a poorly rated driver.
Uber vs Lyft
Although Uber and Lyft may be similarly app-based, they still have their differences.
Uber = "Everyone's a private driver."
Uber drivers act like chauffeurs, with passengers in the back. They are known for their black cars and SUVs. Uber encourages drivers to be professional, dress nicely, and greet the passenger with an open door. This professionalism trickles down to their UberX product, recommending that drivers wear a collared shirt and generally look professional. They also advise that drivers should put bags in the trunk.
Lyft = "Your friend with a car."
Lyft drivers invite riders to sit up front, affix pink mustaches to the fronts of their cars, and give riders fist-bumps when they hop in. Lyft encourages uniqueness. Drivers are oftentimes musicians, artists, and entrepreneurs, and their personalities come through via their clothing and their cars. Drivers are known to goofy concepts, such as the Disco Lyft, the Karaoke Lyft, and the Chalkboard Lyft. Cars are clean and safe, but rides are treated as an opportunity for an experience.
What it boils down to
Preference is really what it boils down to. If you live in a big city with lots of available cabs, it may be easier for you to step outside and hail one - especially if you may not have joined the smart phone revolution. Uber offers a more cheuffered experience, so it might be your preference if you desire a professional ride. Lyft cars may have a more fun, relaxed, goofy experience (beginning with their bright pink mustaches). You can't go wrong with any of the three. It's just a matter of how you want to get from here to there.2015-01-20T08:30:00-07:002015-06-18T06:04:25-07:00Paula Henrytag:hometoindy.com,2012-09-20:8286Protecting Your Home with Nest: Why We Love This TechnologyHere at <a href="https://www.hometoindy.com/">Home to Indy</a>, we're not usually ones to push products. But we are so in love with <a href="https://nest.com" target="_blank">Nest</a> (and we're equally convinced that you will be too) that we wanted to share it with you.
If you own a house, chances are you take precautions to protect your home with items like a smoke detector, carbon monoxide detector, and a security system. What if we told you that you could control all of those items with a few clicks on your phone (and you would save money and energy by doing so)? Hard to believe, right?
Meet Nest. It's our new favorite technology for homes. Here's why.
<img src="https://assets.site-static.com/userfiles/279/image/nest.jpg" alt="nest" height="480" width="480" />
Nest saves energy.
Most people forget to change their thermostat when they leave the house. The Nest Learning Thermostat figures out your schedule and programs itself to be more energy efficient. All you have to do is turn it up or down with your preferred efficient temperatures for a few days. Within a week, it will start setting them on its own. (It's that easy!) With its <a href="https://nest.com/blog/2011/11/08/teaching-nest-to-save-energy/" target="_blank">Auto Away</a> feature, it knows when you're home and when you're gone (and adjusts temperatures accordingly).
Nest is accessible from your phone.
The Nest App allows you to connect to your thermostat from your phone. So if you're heading home early and want to warm up the home, you can do so with a swipes on your mobile. You can also track your savings (of money and energy) with its monthly reports - also accessible from your phone. If you utilize <a href="https://nest.com/smoke-co-alarm/life-with-nest-protect/" target="_blank">Nest Protect</a> (its smoke alarm and carbon monoxide detector), Nest will alert you on your phone if something has gone awry in your home. It also lets you know that your batteries might be getting low.
Nest integrates with third-party products.
<a href="https://nest.com/works-with-nest/" target="_blank">You can easily integrate other products in your home to Nest</a> in order to make life a little easier. Nest knows if you're away, so it can keep the dryer running to make sure your clothes don't wrinkle. It connects to your Dropcam security camera, which will save a clip if your fire detector goes off. You can connect Nest to your Rachio sprinkler system which can turn on your outside sprinklers if Nest Protect tells it there's a fire. But that's not all. Check out the entire list <a href="https://nest.com/works-with-nest/" target="_blank">here</a>. (Prepare to be amazed!)
If you're looking for ways to be more green, save money, have mobile control over your home-protection devices, and integrate with third-party products, then Nest is for you.
Do you have Nest? If so, we'd love to know what you think of it! Let us know in the comments below! 2015-01-18T08:30:00-07:002016-09-20T19:05:11-07:00Paula Henrytag:hometoindy.com,2012-09-20:8287Craving Creativity? Fun Activities in Indianapolis to Spark Your ImaginationThere's nothing worse than being bored or having writer's block. So if you're craving creativity or looking for some fun activities to spark your imagination, Indianapolis is a great place to be! You can feed your inner thespian at the <a href="http://www.irtlive.com" target="_blank">IRT</a> and artist at the <a href="http://www.imamuseum.org" target="_blank">IMA</a>. <a href="http://www.childrensmuseum.org" target="_blank">The Children's Museum</a> is full of creativity for both adults and children. But there are other ways to creatively tease your brain here in Indy. Here are a few of our favorite out-of-the-box activities that Indianapolis has to offer.
<img style="display: block; margin-left: auto; margin-right: auto;" class="img_box_center" src="https://assets.site-static.com/userfiles/279/image/creativity.jpg" alt="creativity" height="397" width="500" />
<a href="http://rhythmdiscoverycenter.org/about/" target="_blank">Rhythm! Discovery Center</a>
Feel the beat at the Rhythm! Discovery Center! Located at the corner of Illinois and Washington Streets downtown, the Rhythm! Discovery Center is sure to tickle your musical talents as you make your own music. Find your own rhythm with their innovative, interactive exhibits and artist performances. You'll learn about cultures from around the world and how rhythm and percussion has shaped communications, art, music, and our society in this engaging experience. Try your hand at percussion in their exhibit rooms. You may just find your inner Ringo Starr!
<a href="http://www.indyracingexperience.com" target="_blank">Indy Racing Experience</a>
Buckle up as you head to the Indy Racing Experience, where you will experience IndyCars at full speed! Located in Speedway, the Indy Racing Experience is ultimate activity for race fans and car enthusiasts. Choose from driving or riding in an Indycar or a stock car on a variety of courses. You can even take a victory lap at the Indianapolis Motor Speedway. No previous racing experience is required, but it's sure to open your mind at record-breaking speed!
<a href="http://indplsartcenter.org" target="_blank">Indianapolis Art Center</a>
Your inner Monet is sure to shine at the Indianapolis Art Center. Located along the White River, you can take an art class in almost any medium (wood, photography, ceramics, glass, printmaking), view featured exhibitions, have a conversation with full-time artists. You will engage your mind, enlighten your soul, and inspire you to new levels of creativity.
<a href="https://www.childrensmuseum.org/exhibits/planetarium" target="_blank">SpaceQuest Planetarium</a>
Be transported into a world of stars, galaxies, solar systems, and other space wonders in the 130-seat, full-dome planetarium. Learn to identify constellations, experience the jewels of the Indiana night sky, and watch super novas form before your eyes. As part of the Indianapolis Children's Museum, SpaceQuest Planetarium is located downtown Indianapolis and is tailored to children under the age of 12. Admission is free. Your cosmic journey awaits!
What did we miss? Where do you like to go in Indianapolis to spark your creativity? Let us know in the comments below. 2015-01-15T08:30:00-07:002015-06-17T04:50:27-07:00Paula Henrytag:hometoindy.com,2012-09-20:8288Dive In! Indoor Waterparks You'll Want to VisitIt's the dead of winter here in Indiana, and if you have children they might be getting a little restless. Why not make plans for a family road trip to visit some indoor waterparks? Not only will the kids get some energy out, hopefully the parents can enjoy a few days away as well. Check out these indoor waterparks within driving distance that are fun for the whole family!
<img style="display: block; margin-left: auto; margin-right: auto;" class="img_box_center" src="https://assets.site-static.com/userfiles/279/image/indoor-waterpark.jpg" alt="indoor-waterpark" height="334" width="500" />
<a href="http://www.bigsplashadventure.com" target="_blank">Big Splash Adventure</a>
Located in French Lick, Indiana, this 40,000 square foot indoor waterpark is enclosed with a glass structure that protects you from the elements while still letting light in. (When it's nice outside, the roof of the water park can be retracted to open the park to the outdoors.) Sporting a pirate theme, you'll find water attractions like the gentle flowing Lost River that you can float on, Buccaneer Bay a three-story water play structure topped with a tipping water bucket, and single and double tube rides and two speedy body slides. For adults, there is a reserved area called Palm Cove to get away from the kids and for young children.
<a href="http://caribbeancovewaterpark.com" target="_blank">Caribbean Cove</a>
Right here in Indianapolis is Caribbean Cove, an indoor waterpark that's part of the 344-room Holiday Inn North at the Pyramids. The 50,000 square foot indoor waterpark features three waterslides, a plunge pool, a sports activity pool with basketball, a lazy river and a water structure with 700-gallon dumping bucket. Caribbean Cove also has an arcade with video and redemption games.
<a href="http://www.greatwolf.com/mason/waterpark" target="_blank">Great Wolf Lodge</a>
Great Wolf Lodge is located about 2.5 hours east of Indianapolis in Cincinnati, Ohio. Your Great Wolf Lodge adventure begins in our massive, 84-degree indoor water park. Splash the day away in over 79,000 square feet of water-packed excitement, including jaw-dropping slides for thrill seekers or zero-depth entry areas for little ones. Grab a wand and battle a dragon in MagiQuest or get an ice cream-themed manicure in Scoops Kid Spa before gathering your family in the Grand Lobby for nightly Story Time, the perfect ending to a Great Wolf day.
<a href="http://www.lafayettehotelindiana.com/buccaneer-bay.php" target="_blank">Buccaneer Bay</a>
Lafayette, Indiana, is home to Buccaneer Bay at the Best Western and the 23-foot waterslide. In addition to their slides, they also offer a kiddie pool, hot tub and arcade. Day passes are available without a hotel stay. (Check their holiday schedule online for special hours while kids are on break from school.)
Wherever you go, just dive in! It will be fun for the entire family this winter!2015-01-13T08:30:00-07:002015-06-17T04:51:22-07:00Paula Henrytag:hometoindy.com,2012-09-20:82897 Things to Keep in Mind When Scheduling Your ClosingBuying a house is a momentous time in your life! From the moment you decide to purchase a home until you sign on the dotted line (many times) at closing, it's an exciting process. If you've never purchased a home before, there will be some unknowns, but that's what your realtor is for. We're there to walk with you through the entire process, until you have the keys to your new house in your hand.
If you've never experienced a house closing before, you obviously won't know what to expect. Here are some things that you'll want to keep in mind as you're scheduling your closing.
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As soon as you receive final loan approval (usually via a letter of commitment), you should confirm the time and date of settlement (an estimated date may be in your sales contract) with the seller and the lender. Usually, the real estate agents representing you and the seller are in the best position to coordinate the closing. If you are scheduling your closing yourself, you'll want to keep the following points in mind:
Time
Some home buyers will schedule their closing over their lunch hour, but we advise against that. It can take time to get all of the paperwork in order, so we suggest planning for a few hours or taking a half-day off work.
Current living situations
If you are renting, you'll want to schedule the closing around the time your lease ends. If your plan is to do some work on your new home before moving in, pick a date a couple of months before you have to move from your rental. If you'll be moving out of a house that you are selling, you'll be juggling two closing dates. Most people need the money from of the first house in order to pay for the second house, so schedule your closings accordingly.
Expiration dates
You'll want to schedule your closing before your loan commitment expires (specified in your letter of commitment, if you received one). You'll also need to schedule it before any rate lock agreement on your loan expires.
Moving day
If you plan to move on the day of your closing, schedule the paperwork as early in the day as you can so that you have ample time to do everything you need to accomplish that day.
The day before
Just before the scheduled closing—ideally within 24 hours—you should plan to make a final inspection of your home with your real estate agent, ensuring that no recent damage has occurred and that the seller has honored all repair agreements. So you'll want to make sure that you have space in your calendar within 24 hours of closing to do your final walk through.
Day of the month
People often think that the best day of the month to schedule a closing is on the last day of the month, but we like to schedule them a few days before, just to allow time to address any last-minute problems. If something goes wrong, you would want a few days to resolve whatever may have surfaced. If you wouldn't be able to close on the last day of the month, you would accumulate increased closing costs beginning at the start of the next month (due to prepaid interest due at closing).
Yearend
If you are scheduling a closing at the end of the year, keep taxes in mind. Any points and interest paid before the New Year can become deductions for this year's taxes. Check with a tax advisor for the timing of any other deductions.
If you have additional questions or need help scheduling your closing, don't hesitate to give us a call. We love walking people through this exciting time in their life!2015-01-11T08:30:00-07:002015-06-17T04:52:29-07:00Paula Henrytag:hometoindy.com,2012-09-20:8290How to Train for the 500 Festival Mini-Marathon (Without Losing Your Mind)<a href="http://www.500festival.com/node/88" target="_blank">The 500 Festival Mini-Marathon</a> is an amazing event hosted here in Indianapolis each May. Runners from around the globe (literally) all descend on Indianapolis with one goal in mind: to conquer the 13.1 miles set before them. Not only is this race the kick-off to the 500 Festival, it's the largest half-marathon in the world. This year is the 39th year for the race, and it's expected to sell out its 35,000 spots once again. It's an exciting time - one that's fun to be part of, whether you're running or volunteering.
Perhaps you signed up for this year's Mini-Marathon, but you've never trained for a half-marathon before. If that's the case, read the following tips and tricks from former runners so that you know how to train without losing your mind.
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Choose a training plan
Some people go into the race thinking that they can complete it after a few 5 mile runs. While that might be true, we recommend instead following a detailed plan for months leading up to the race. There are lots of established training plans out there that you can choose from. We suggest training at your own level. If you're not an Olympic athlete, then don't try to run at those speeds. If you've already run one and want to try to improve your speed, <a href="http://running.about.com/od/racetraining/a/advbeghalf.htm" target="_blank">you might choose a plan like this</a>. After you decide your training plan, adjust it to fit your schedule. If it suggests running on Monday/Wednesday, but Tuesday/Thursday works better for your calendar, then do it! Make your training fit into your life so that it's enjoyable.
Motivate yourself
Do whatever it takes to get yourself excited about the race. For some, that may include some bribery ("After I complete my long run, I'll treat myself to some ice cream.") For others, like Heather, that meant purchasing some music, "A solid playlist was key for me during my training. I bought Spotify, and I still have the App because it's amazing! I recommend Kanye's Workout Plan!" Motivate yourself accordingly so that you're able to meet your goals.
Adjust your diet
While training, you're going to be burning a lot more calories than you normally do, so you'll want to adjust your diet accordingly. You might want to have a snack before running in order to give yourself some extra energy. Or you might eat a banana afterwards to help prevent cramps. For long runs, you could consider using energy gels (sold at running stores). Or, as running pro Allison says, "Test different food combos while training. Gels make me sick, so I use baby food packets."
Whatever you do, make sure you're drinking enough water. Hydrate yourself well throughout the whole process. Not only is it good for you, it will help you go the distance when it comes to training.
Listen to your body
If your body is in pain (we don't mean being sore from a workout), then you should probably take a break from running. Missing a few days of training is better than worsening your injury. If your pain is bad enough, don't hesitate to contact your doctor.
Take care of your feet
It's no surprise that your feet take a beating during training - and the race. Running in poorly-fitted shoes can result in blisters. We recommend that you get fitted for shoes (at stores like Blue Mile or Runner's Forum) that will work best for your gait. You'll also want to ask about purchasing shoes that are a bit bigger than normal to account for swelling. Purchase your shoes early on, and wear them throughout your training so that you can break them in.
You can also take care of your feet by taking steps (pun intended) on the day of the race. Runner Stephanie suggests, "I vaseline my toes and wear socks that are like foot gloves for the race. My feet felt great!"
The Mini-Marathon is a fun event. There's excitement in the air; the crowds are cheering you on; the bands are playing. Whatever you do, enjoy the process - and especially the race. You've earned it!2015-01-08T08:30:00-07:002015-06-18T06:05:24-07:00Paula Henrytag:hometoindy.com,2012-09-20:8291A Guide to Childproofing Your HomeEnsuring Safety at Home: How to Child-proof Your House
The safest place for your child should be your home. However your home can pose a lot of threats to your littles, especially during their youngest years. Whether you’re new parents or just welcoming a new addition to the family, here’s what you need to know when it comes to child-proofing your home.
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When Do You Start?
It's simple common-sense: childproofing is most effective when you start even before you actually have need of it. It may seem weird to baby-proof the house before an infant can even roll. However, time flies and soon your little explorer will be crawling, grabbing and pulling on things. Keep in mind this It is an ongoing process. As your baby grows into a toddler, and eventually a child, you will add and take away different protections
How Do You Start?
Look at your house through the eyes of a child. What would you do if you were a baby? Where would you like to go? What could spark your curiosity? What stuff can you put in your mouth? Try to note every possible risk. Remember, crawlers and early walkers can easily get into trouble anywhere. You'll be surprise you where toddlers can go, now that they can climb and open doors. They want to explore, and touch, and taste and feel. If it's out and exposed, it's a potential target for your little ones.
Where Do You Start
Go through your house, room-to-room. Keep the following out of sight: sharp objects, electrical outlets, cleaning materials, and choking hazards.
Sharp objects include obvious things like knives or scissors. But look at cooking utensils, gardening materials, office tools like letter openers, and cosmetic items like nail files—these should all be out of sight and out of reach.
Electrical outlets should have plastic safety covers to prevent toddlers from sticking their little fingers into the outlet. This goes for exposed outlets and those hidden behind furniture. Again you never know when your toddler might end up behind the sofa or cabinet.
Cleaning materials are one of the main poisonous materials that can be reached by your babies and children. These materials should be stored in a cabinet with locks or child-proof latches.
Choking hazards include cords dangling from drapes or appliances, and anything that can fit in their mouths. Babies love to explore things with their senses as they discover them, and this includes putting things in their mouths. Babies and children can easily choke on small objects once reached, or get cords and strings wrapped around their necks. Balloon strings, coins, decorative rocks or marbles, jewelry, rubber bands, small toys, and hundred other things can all pose a threat.
Here are some other essentials for childproofing your home.
Secure your TVs, bookshelves, dressers, and other heavy furniture by tying it down or using furniture straps. Place corner or edge bumpers for those with sharp edges.
Remember to always keep toilet lids down and secured with a lock. The toilet might not pose as a threat to you, but the water in it and the lid can be a danger. Make sure to always keep your floor tiles dry too. If possible, put a rug down to prevent your baby (or you) from slipping.
Store all your medicines in a high and locked cabinet. Avoid taking your medicines in front of your child and never call it “candy”. Dispose of old medicines properly and make sure your children can’t reach it.
The garbage can is another lure for toddles, with a lid to open and bang and a perfect repository for all of those important things (car keys, the t.v. Remote). Child-proof trash cans are available, as are special locks that make the trash can harder to open. Also consider turning trash cans with hingelids so that they face the wall and become less of a temptation.
As a new parent, is is often overwhelming to think about all the potential hazards lurking in your home which can present a danger to your precious child. There are services available to help you determine the areas you need to consider for child proofing.
Indy With Kids has some great articles about <a href="http://indywithkids.com/in-home-baby-proofing-assessment-5-child-proofing-measures/" rel="nofollow" target="_blank">child proofing your home</a>
<a href="http://www.homesafehomes.com/" rel="nofollow" target="_blank">Home Safe Home</a> offers an in home assessment and child proofing services.
Again, common sense and wachful eye will expose common threats. A little planning and preparation will ensure that your home is the safe environment it should be, and afford you some peace of mind, so you can enjoy more time with your little bundle.2015-01-06T08:30:00-07:002015-06-19T04:10:08-07:00Paula Henrytag:hometoindy.com,2012-09-20:8292Real Estate Disclosures: What You Need to KnowBuyers love walking into a home for sale and seeing (and maybe smelling) a fresh coat of paint. It makes sense that the seller would want to show the property at its best. But what if the seller was painting so that they could cover something up?
It may surprise you to find out a seller does not have to disclose past repairs, unless they are questions specifically asked on the residential real estate seller's disclosure. Whether you’re a buyer or a seller, here's what you need to know about real estate disclosures.
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What is a disclosure?
Disclosure statements are the buyer’s opportunity to learn as much as they can about the physical condition of the property and the seller’s knowledge of the home. Seller's disclosures in Indianapolis range from knowledge of whether the appliances are defective to water/sewer systems to known hazardous conditions, such as mold, asbestos and radon gas. Not only do disclosure documents serve to inform buyers, they can protect the sellers from future legal action. It is the seller’s chance to lay out any issues or problems they are aware of.
How does a seller go about making a disclosure to the buyer?
Disclosure laws vary from state to state, even down to the city and county level. It typically comes in the form of boilerplate documents (put together by the local or state Realtor association), where the seller is responsible for answering a series of questions detailing their knowledge of key factors about the home and their experience there. You can find a copy of the <a href="https://www.hometoindy.com/">Indiana</a> Seller's Disclosure <a href="http://www.in.gov/pla/files/Sellers_Disclosure_Form.pdf" rel="nofollow" target="_blank">here</a>.
What do sellers typically disclose to potential buyers?
The <a href="https://www.hometoindy.com/blog/appraisal-required-repairs-on-your-home/">work and upgrades sellers have done to their property </a>is not a required disclosure, but whether any work was completed without required permits, is. If done with permits, buyers are advised to cross check the seller’s disclosure with the city building permit report. Doing work without the city signing off with a permit is a key disclosure. If the work was not approved by the city, it may not have been performed to code and may cause a fire or health hazard. Buyers should independently investigate any non-permit work that was done.
Other common disclosures include the existence of rodent or termite problems or damage, neighborhood associations and restrictions, any history of property line disputes, and defects or malfunctions with major systems or appliances. Disclosure documents also ask sellers if the property is involved in litigation or if there any liens on the property, etc.
When does the buyer typically receive a seller’s disclosure statements?
In <a href="https://www.hometoindy.com/resources/download-our-free-relocation-guide/">Indiana</a>, sellers provide these disclosures to the buyer before they write an offer. This allows the buyer to review and question any issues disclosed. It is also smart because it saves everyone time, hassle and expense by preventing transactions from falling apart after the fact. Buyers are required to sign off on disclosure documents and reports, so it’s important to review them carefully and ask questions if necessary.
At Home to Indy, we feel that full disclosure is the way to go. It shows that the seller is thorough and upfront, which goes a long way toward giving buyers peace of mind. 2015-01-04T08:30:00-07:002016-09-20T19:04:21-07:00Paula Henrytag:hometoindy.com,2012-09-20:8293Easy Ways to Save: What You Need to Know About Used and Scratch and DentWhen you're shopping for items to fill your new home, we understand that you want it all to be perfect. From the next big screen TV down to the kitchen cabinet handles, we get that you want everything to be just the way you envision it in your dream home.
But some top-of-the line equipment and electronics may leave you with sticker shock. At a time that you may be trying to pinch pennies for your downpayment, you might not be as willing to pay top dollar.
What if we told you that you could save hundreds (if not thousands) of dollars by purchasing something that might not be 100% perfect - and still get the make/model that you want? Did we just peak your interest?
Welcome to the world of used and scratch and dent!
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What is scratch and dent?<br />
Major appliance and electronics stores (like Lowe's or Home Depot) will often have a Scratch and Dent section or room that's filled with all sorts of goodies that have somehow been "scratched or dented." Now, the degree to which it has been damaged will vary. Some items may have a tiny scratch on the front corner that is easily overseeable. Others may have a major dent in the back of a refrigerator that no one would ever see.
Regardless, because these items have been damaged in some way, they are majorly discounted - sometimes up to 75% off the original price! If you're lucky, you'll find everything from microwaves to washers and dryers to refirgerators to dishwashers, and more!
If you are looking for a very specific make and model of an item, chances are that you won't find it. But if you're merely looking for "stainless steel appliances" for your newly-remodeled kitchen, you'll likely be in luck if you can accept some small imperfections.
Used = Gently loved
If you're wanting to save some money but haven't had luck with the scratch and dent section of your appliance stores, here are some additional ways to save a few bucks.
Search for scratch and dent retailers
Did you know that there are specific stores that only carry scratch and dent items? Do a quick Google search to see if you can find some in your area. Oftentimes, they will be affiliated with a large chain and specialize in overstocked or floor model items.
Call a repairman
Your appliance may be beyond hope, but consulting an expert on your next purchase is a wise idea. Call a local handyman to ask him if there are makes or models that you should stay away from before you go shopping. Ask about all elements of the appliance or electronic you're considering to see what he suggests you avoid.
Scan Craigslist
You never know when someone in your city might be getting rid of exactly what you're looking for! Craigslist is a great way to check out items for sale in your area. We strongly recommend that you inspect your purchase thoroughly before walking away from the sale. Have the seller plug it in and show you that it works. For items that launder your clothes, make sure there are no residual smoke or detergent odors. Check seals on dryers and refrigerators to make sure they're in good working condition.
Ask for a discount
It may sound silly, but you can get a discount even at a discount store. Some people have scored 10% off, free delivery, and free hauling away of old appliance (because the company could repair and resell it). Especially if you're purchasing more than one item, the retailer might be willing to sweeten the deal. Cash in hand also might help that discount climb. You never know until you ask!
Wherever you buy, make sure you feel comortable paying for what you're you're getting. New may be perfect, but used or scratched may be more budget friendly. Happy shopping!2015-01-01T08:30:00-07:002015-06-17T06:29:27-07:00Paula Henrytag:hometoindy.com,2012-09-20:8270What You Need to Know Before Purchasing a Historic HomeIt's easy to fall in love with a historic home or with a home in a historic district. However, these charmers come with certain restrictions and expenses that you will want to think about before signing on the dotted line.
You might run into unexpected complications when purchasing a historic home. For example, older properties may have serious structural problems you wouldn’t encounter in a new house, as well as hidden problems which may surface later. Owners of historic homes are also required to follow strict home rehabilitation guidelines—many of which allow you to repair, but not to rebuild or to replace. To help protect your future home investment, here's what you need to know before buying a historic home.
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What constitutes a historic home?
A home is deemed <a href="https://www.hometoindy.com/indianapolis-homes/historic-indianapolis/">historic </a>or “architecturally significant” by the National Register of Historic Places—or by the local historic board—if it exemplifies a signature architectural style, captures the essence of a given time period, or is associated with famous people from the past. Also included in this category are homes located in neighborhoods designated as historic districts.
Benefits of buying a historic home
The aesthetic <a href="https://www.hometoindy.com/blog/indianapolis-historical-homes-and-landmarks/">beauty of historic homes</a> is a magnet for many home buyers, as is the often unmatched architecture that has withstood the test of time. If you’re thinking about buying a historic home, you’ll be happy to learn additional benefits may come with the purchase of a historic property. Many states and local governments offer tax incentives in the form of tax credits or lower interest loans for preserving and restoring historic structures. You have to qualify for these tax abatements, and while the amounts won’t make you rich, they’re still benefits you wouldn’t otherwise receive when buying a new house.
Advice for buying a historic home
If you have set your sights on a vintage home, it’s time to get down to the nuts and bolts of purchasing your coveted property. Before you sign on the dotted line, here are some tips for buying an older house:
Have a formal home inspection conducted by a qualified home inspector who specializes in older homes and/or by a structural engineer.
Get price estimates from contractors regarding all necessary repair work.
Make sure the house meets safety and health standards, including passing asbestos and lead paint tests.
If your dream house suffers from major structural problems, walk away. The long-term headaches will far outweigh your emotional attachment.
Carefully study the Standards for Rehabilitation of Historic Buildings imposed by local/state laws on owners of historic structures. You may have remodeling/expansion plans that you will not be able to fulfill.
Historic Home Renovations
Since the goal of historic home renovation is to preserve a home’s true nature and original construction, a home buyer wishing to renovate must obtain special permits and therefore is subject to restrictions aimed at protecting the character of the property or neighborhood.
Here are some of the typical restrictions and extra costs you need to know about before buying an historic home:
Additions
Rarely are homeowners permitted to add footage to historic homes, including extra stories. Windows, shutters and roofs: Since house exteriors such as windows, shutters and roofs embody the original architecture or design style, they are to be preserved and can only be replaced in kind. If costly construction materials are involved, this may be an added expense you didn’t anticipate.
Taxes
Although you may qualify for tax benefits for investing in a home or in a district where preservation and restoration are priorities, tax levies for merely living in a historic neighborhood may be higher than other neighborhoods.
Utility Costs
Before you seal the deal, study the previous year’s energy bills. It may cost you significantly more to heat and cool an older home than a new one.
If you’ve done your homework and the pros outweigh the cons for you, enjoy becoming the proud owner of a historic home.<br /><br />2014-12-28T08:30:00-07:002016-09-20T18:46:34-07:00Paula Henrytag:hometoindy.com,2012-09-20:8271Merry Christmas from Home to Indy!<img style="display: block; margin-left: auto; margin-right: auto;" class="img_box_center" src="https://assets.site-static.com/userfiles/279/image/Christmas.jpg" alt="Christmas" height="334" width="500" />
<br />As you gather in your homes (new or old) this Christmas,
may you be surrounded by family and friends with warmth, health, and happiness.
Merry Christmas!2014-12-25T08:30:00-07:002015-06-17T05:55:47-07:00Paula Henrytag:hometoindy.com,2012-09-20:82725 Easy Ways to Freshen Up Your Home for the New YearThe following is a guest blog post written by Jeri Norris, Owner of <a href="http://www.interiordesign-bydesign.com" target="_blank">By Design LLC</a>. Jeri is a Certified Residential Interior Designer with an Interior Design Degree from the Art Institute of Indianapolis. She specializes in the design and remodel of kitchens and bathrooms.
One of my favorite things in the world is to help people breathe life into their living spaces. We get tired of the same old decor, some of which we may have had for decades. The new year is a great time to do some freshening up!
As a new home owner, you might be looking for some cheap ways to decorate your new house. On the other hand, if your house is on the market, there are some small things you can do that may make a huge difference when it comes to selling your home.
Thankfully, there are some easy (and reasonably-priced) ways to freshen up your home.
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Countertop
People oftentimes think of the kitchen and automatically assume that any changes are going to be expensive. However, what people don't realize is that you can replace your kitchen counters (and bathroom ones, too) fairly cheaply. When people purchase a full slab for their kitchen, they will often have leftover granite. Companies are eager to sell these (usually inexpensively) since they are so small.
Backsplash
A quick and easy way to add some life to your kitchen is to add a backsplash. Whether you piece together your own or get pre-designed sections of tile from Lowe's, a backsplash adds so much character to a space and ties together the cabinets and the countertops. A word of warning: You can try to install your own backsplash, but by the time you purchase a wet saw, practice (including the waste involved), you may as well have paid someone to do this for you.
Paint
Paint is a very inexpensive way to freshen up a room that can change the look completely. And - even better - it's something easy that you can do yourself! As far as choosing colors, it really depends on the feel you want the room to convey. If you think you want a spa-like atmosphere for your bathroom, you might go with light grey tones. Grab some swatches from your local paint store and tape them to the wall. Before you invest in a gallon, I recommend buying the small, sample cans and paint a small area of one of the walls. (Make sure you wait to see it in all different types of daylight before you paint the whole room.)
Fabric
Fabric is a broad term that encompasses everything from window treatments to your beddom to pillows, to fabric-covered headboards. Every room should have fabric in it, especially the bathroom in order to add some softness to what can easily become a cold, sterile space. If you want to update your comforter, don't throw it away. You can easily make a custom duvet to put over it. Similarly, you can refabric accent pillows (or replace the inserts if the pillows are no longer fluffy to your liking). Fabric-covered headboards can make a dramatic change to any bedroom.
Lighting
Lighting does not just have to be overhead. It's a simple, inexpensive thing you can do to add some mood lighting to any room. Add lamps (floor lamps or table lamps) - or you might consider putting some wall sconces by your bed to use as reading lights. Chandeliers make a fabulous addition to any room!
Redecorating doesn't have to be difficult or expensive. But if it happens to be frustrating for you, give me a call. I offer 1-hour free, in home consultations and am happy to offer simple solutions to your decorating problems.2014-12-23T08:30:00-07:002015-06-17T05:58:04-07:00Paula Henrytag:hometoindy.com,2012-09-20:8273Shop Local 'til You Drop: Indy Clothing Boutiques for FashionistasIf you're like me, then you love to shop. In fact, you might even call yourself a shopaholic. Thankfully, Indy has some amazing local boutiques, so I don't have to go far to get my fix for some good clothes shopping. From shoes, jeans, hats, tops, and bags, you can find it all!
Here are a few of our favorite local clothing boutiques for all of you fashioniastas out there.
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<a href="http://homespunindy.com" target="_blank">Homespun </a>
869 Massachusetts Ave.
Shop contemporary handmade such as locally made t-shirts for men, women and children and wood jewelry by Allison Ford of Studio AMF. Right in the heart of Mass Avenue, Homespun is sells the work of more than 200 artists.
<a href="https://plus.google.com/108077947902314760430/about?gl=us&hl=en" target="_blank">Girly Chic </a>
922 E. Westfield Blvd.
In addition to a bricks-and-mortar space, Girly Chic boasts a boutique on wheels. Specializing in clothing, accessories and gifts for women and girls, the shop and truck carry feminine looks from the flowy to the fitted. The shop also has a little girls section.
<a href="http://boomerangbtq.com" target="_blank">Boomerang BTQ</a>
845 Mass Ave.
Boomerang BTQ carries an eclectic mix of new and vintage home goods, clothing and accessories. Shop owner Felicia Kiesel also sells her own line of screen printed t-shirts in the store.
<a href="http://www.delaneysshop.com" target="_blank">Delaney's</a>
With shoppes in Geist, Fishers, Carmel, the Fashion Mall, and their newest in Zionsville, Delaney's is a one-stop shop for that special gift. They boast an eclectic mix of home decor, jewelry, clothes, candles, holiday decorations, and more. It's a great place to browse!
<a href="http://8fifteen.com" target="_blank">8 Fifteen</a>
815 E. 65th St.
Catering to the serious fashionista, 8 Fifteen features popular lines such as Rag & Bone, VINCE and A.L.C. and is the go-to place for contemporary designer duds, shoes, jewelry and accessories not commonly found in Indianapolis.
<a href="https://www.facebook.com/Clothboutiquecarmel" target="_blank">Cloth</a>
31 W. City Center Drive, Carmel
Cloth carries on the casual-chic looks from lines such as Velvet, Free People and NSF. Be sure to explore the quirky home wares and accessories from stylish hats to lightweight scarves and jewelry.
What are some of your favorite local boutiques? Comment below - we'd love to know! 2014-12-21T08:30:00-07:002015-06-17T05:58:46-07:00Paula Henrytag:hometoindy.com,2012-09-20:82748 Useful Tips for Using a Storage SpaceMoving can be tricky. Sometimes you have to move into temporary housing; sometimes you end up renting an apartment for a year (or more). It's a common occurrence for our clients to have to purchase a storage space, even if it's just for a small amount of time. For those of you who have a storage unit move in your future, here are 8 useful tips for making the most out of your space.
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1. Use Pallets
Keeping your items off the floor is essential. There's no way to promise that melting snow or rain won't creep under the door or leak in. You don't want to put your grandma's heirloom sofa at risk, so use pallets.
2. Wrap What You Can
Wrap what you can in industrial plastic wrap. That way, you know that things are sealed up tight, and it won't collect dust or insects while it's locked up. (You can purchase large rolls through <a href="http://www.uline.com/BL_2965/Uline-Econo-Wrapper" target="_blank">Uline</a>.)
3. Use A Hefty Small Lock
Although most units have security in them, it doesn't mean that you will have 100% protection. Find an all-weather pad lock that has a short arm to ensure a bolt cutter can't slide it's way in to be sliced open.
4. Label, Label, Label
Even though you know exactly what you're putting in your storage unit, it doesn't mean that you'll remember 6 months down the road. In order to avoid digging for ages and opening random boxes until you find what you're looking for, label everything. If you're concerned about having to search for items later, make a checklist that hangs inside the door telling you where items might be (i.e. back right corner under the desk = cameras to sell on eBay).
5. Plan For Temperature Changes
With Indiana's moody weather, you'll need to plan for weather changes. Some items (electronics, vinyl records, old photos, etc) don't like the cold or the heat. We recommend double wrapping them if they are stored at all. Humidity in the air can cause your stuff to exit the space much less awesome than when you put it in.
6. Winter? Carry Sand!
Most outdoor storage units are built so that water drains away from doors and to one central location. However, large ice slicks can form outside the door, making it nearly impossible to get to your goods without risking life and limb. Carry cat litter, sand or even spare sheets of plywood to help you unload or access your items if you're doing so in winter.
7. Protect the Space
While we're concerned about protecting what we put in the unit, protecting the unit itself is also important — there can be heavy fines for scarring the unit during your tenancy. All that to say, use caution when you are moving objects in and out of your space.
8. Practice Your Tetris Skills
Even the smallest storage unit can hold a great deal. Make the best use of the space, which means packing boxes all the way to the ceiling. Bringing in plywood to lay across several boxes can help stabilize layers as you're stacking it up, up and up! It will take the pressure off the tops of your boxes and help keep things safe.
We can't guarantee that these 8 tips will ensure the safety of your stuff. But it certainly will help!
What did we leave out? What storage space tips do you have? Leave a comment below! 2014-12-18T08:30:00-07:002015-06-17T05:59:39-07:00Paula Henrytag:hometoindy.com,2012-09-20:8275Rosie's: A Place to Belong<img class="img_box_center" style="display: block; margin-left: auto; margin-right: auto;" src="https://assets.site-static.com/userfiles/279/image/Rosies_Place-6.jpg" alt="Rosies_Place-6" height="565" width="853" />
<br />Idyllic. Just there, on the town square, between the coffee shop and the antique shop, across from the courthouse whose high peak is heavy with time. Tucked in among many faces, like a middle sibling, sits Rosie's Place.
My place.
It is unquestionably one of my favorite places to go in Indianapolis. It’s the place I save for visits with my best friend who lives far away and where I have breakfast with my aging father every week. It's not just someplace I go, it's somewhere I belong.
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Since I'm a regular there, I feel qualified to talk about it's finer points.
First, every single person who works there. I go every Wednesday for breakfast with dad and usually, we sit in Geri's section. Geri remembers our favorite breakfast and she knows to ask me if I want coffee or Earl Grey. Some Wednesdays she seems to have premonition about which is needful that morning, and I’ll find a cup waiting for me when I come. She hasn’t guessed wrong, yet. The wide wood plank floors creak and groan, as the staff carries fragrant baked goods from the kitchen in the back to the giant glass display in the front, portioning cookies into apothecary jars.
If you want to be incredibly indulgent, eat anything of theirs labeled “gooey butter”. Never mind that one cookie contains all the calories of Christmas and Thanksgiving combined. Just...never mind.
But if you want to be good, you can do that, too, without the slighted hint of sacrifice. The best part is that Rosie’s sources it’s foods from fresh, local vendors and crafts a daily menu with seasonal fare. They have gluten free selections as well, and my favorite of all; Oatmeal. I know, it sounds crazy, but you haven’t tasted oatmeal like this, before. It’s practically a soufflé. Truly, it’s an airy, fluffy concoction, served with pecans and cranberries and brown sugar on the side. It opened my eyes to the truth that I never knew what oatmeal was, before Rosie’s.
And if the oatmeal is that perfect, can you even imagine what their chicken pot-pie must be like? I will tell you. It is sublime.
Rosie’s is already a popular place among the locals, and part of me is hesitant to invite just anyone. But I console myself. It isn’t just anyone. It’s you. And I know you’d love it there. I certainly do.2014-12-16T08:30:00-07:002015-06-17T06:00:30-07:00Paula Henry