How to Buy a House with No Credit Score
Good credit is necessary for easily securing a home mortgage. But what if you don't have a credit score?
First things first: most people do have a credit score. If you have debt of some kind, like a school loan or credit card, then you ...
Posted by Paula Henry on February 24, 2015 in Buyer Resources
7 Things to Keep in Mind When Scheduling Your Closing
Buying a house is a momentous time in your life! From the moment you decide to purchase a home until you sign on the dotted line (many times) at closing, it's an exciting process. If you've never purchased a home before, there will be some unknowns, ...
Posted by Paula Henry on January 11, 2015 in Buyer Resources
Real Estate Disclosures: What You Need to Know
Buyers love walking into a home for sale and seeing (and maybe smelling) a fresh coat of paint. It makes sense that the seller would want to show the property at its best. But what if the seller was painting so that they could cover something ...
Posted by Paula Henry on January 4, 2015 in Buyer Resources
What You Need to Know Before Purchasing a Historic Home
It's easy to fall in love with a historic home or with a home in a historic district. However, these charmers come with certain restrictions and expenses that you will want to think about before signing on the dotted line.
You might run into ...
Posted by Paula Henry on December 28, 2014 in Buyer Resources
Can You Get Approved? Mortgage Qualifications for Buying a Home
Go to any mortgage lending website and you'll see images of smiling families and beautiful homes accompanied by text that makes it sound like lenders are standing by just waiting to help you find the loan that works for you regardless of your ...
Posted by Paula Henry on December 7, 2014 in Mortgage News and Info
Is a Home Warranty Worth It?
Here at Home to Indy, we love working with our clients! We consider it a privilege to walk with people through the home buying process, and we understand that you might have lots of questions associated with it, especially if you've never purchased ...
Posted by Paula Henry on November 6, 2014 in Buyer Resources
5 Popular Home Styles (And What Makes Them Unique)
From historic to contemporary—and everything in between—there’s a home to match everyone's taste. If you’re lost when it comes to home styles, then you've come to the right spot. Here’s a quick look at some of the most ...
Posted by Paula Henry on October 30, 2014 in Homeowners
What You Need to Know About Down Payments
Buying a home is an exciting event, but it can also be filled with lots of questions, especially for first-time homebuyers. You’ll probably hear unfamiliar terms like equity, mortgage, down payment, and more—and you’ll hear them ...
Posted by Paula Henry on October 16, 2014 in Buyer Resources
[Quiz] Which Indianapolis community is right for you?
What Indianapolis community is right for you? With so many amazing areas to choose from, how do you know where you would fit in best?
Find out by clicking below and taking our quiz. (Are your pencils ready?)
What were your results? Were ...
Posted by Paula Henry on August 24, 2014 in Buyer Resources
Homes for Sale: How to Read an MLS Listing
If you don't have experience with real estate, then staring at an MLS Listing may leave you scratching your head. And that's okay... we don't expect you to know what all the abbreviations mean. Besides, that's what we're here for, to help you make ...
Posted by Paula Henry on July 6, 2014 in Buyer Resources
Real Estate Terms You Need to Know Before Buying or Selling a Home
Unless you’re very familiar with buying and selling homes, hearing people talk about the process can sound like a whole lot of gibberish. There’s a lot of jargon that’s only used in real estate, which makes it difficult for ...
Posted by Paula Henry on June 29, 2014 in Real Estate Terms
What You Need to Know About Homeowners' Insurance (But Probably Don't)
A home is the largest purchase most people will make in their lives, which is why it’s so important to protect your investment. Good homeowners insurance is the best way to do this.
So why do some people decide not to bother with homeowners ...
Posted by Paula Henry on June 22, 2014 in Homeowners
5 Factors to Consider When Choosing a Neighborhood
The housing market is flooded these days with awesome homes, all around Indianapolis. Fishers has been ranked as one of the Best Places to Live in America (2008). Westfield boasts its impressive Grand Park (under construction now). Plainfield ...
Posted by Paula Henry on June 1, 2014 in Buyer Resources
What to Look for Before a Home Inspection
You've been looking for a new home for a while now, and you've finally found it. You knew from the moment you drove up to the curb that this house had potential. But now since you've toured it, you can already see your grandmother's antique buffet ...
Posted by Paula Henry on April 17, 2014 in Buyer Resources
How Much Home Can I Afford?
Many people begin their home search online and ultimately come across the perfect home. They want to make an appointment to view the home and decide it’s just perfect. They have run all the numbers on a mortgage calculator and accordingly, ...
Posted by Paula Henry on December 29, 2013 in Buyer Resources
Where Are the Best Schools in Metro Indianapolis
Many people choose a school district for their children to attend before they even begin to search for homes. Even those without children should take into consideration the school district when they buy their next home. Cities, neighborhood and ...
Posted by Paula Henry on May 27, 2013 in Relocation Tips
Winning the Bidding War When Buying Your Home
The real estate market in Indianapolis has changed almost overnight into a seller’s market. With inventory tighter, homes are selling more quickly and often for more than list price.
Many home buyers are left empty handed when they are one of ...
Posted by Paula Henry on May 8, 2013 in Buyer Resources
Home Buying Differences Between the Sexes
Having shown 1000's of homes, it is still very interesting and often amusing to see what features are most important to him versus her. Take any two people and they will have very strong opinions about what is a "must have" in their next home.
Posted by Paula Henry on April 8, 2013 in Buyer Resources
Cash Doesn't Always Talk Loudest When Buying a Home
It's never a good way to begin a conversation with a buyer when they say, "How much less you think they will take if we are paying cash"? Inevitably, a home buyer believes they hold the cards if they are paying cash.
There are a few advantages to ...
Posted by Paula Henry on April 6, 2013 in Buyer Resources
House Hunting on the Internet
Starting Your Home Search on the Internet
The National Association of Realtors says that almost 80 % of home buyers start their search for their next home on the internet. Reading a little further you will find that NAR also says that most home ...
Posted by Paula Henry on March 23, 2012 in Buyer Resources