Indianapolis Area Real Estate Blog

FHA Loans

Appraisal Required Repairs for Your Home

You have picked the perfect home, completed the general inspection and the appraisal; you are ready to move in. Then you find out, in order for the home to qualify for an FHA loan, there are appraisal required repairs.  Appraisal called repairs ...

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FHA Loans: Are They Right For You?

While the news is rife about how hard it is for even qualified borrowers to secure loans, a number of homebuyers are getting financing and saving money by taking advantage of one of today’s most popular mortgage options: FHA loans. FHA loans ...

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Indiana Housing Rates Down to 5.5%

Indiana Housing & Community Development Authority (IHCDA) lowered their rate today to 5.625%. When the buyer completes their home buying class (mandatory), they can receive a rate of 5.50%. If you read my post a few weeks ago about the advantage ...

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No Carpet, No Kitchen, No Loan!

In light of the changes in conventional financing guidelines, FHA loans have once again become a popular choice for home buyers. In the good ol days, (heck, that was just a few years ago) almost anyone could get 100% financing on practically ...

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2009 FHA Loan Limits For Indianapolis

In March 2008, HUD temporarily raised FHA loan limits around the country.  Effective January 1, 2009, FHA loan limits revert. FHA home loans are mortgages made by private lenders and insured by the federal government.  Historically, FHA ...

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