Indianapolis Area Real Estate Blog

Financing

What You Need to Know About Down Payments

Buying a home is an exciting event, but it can also be filled with lots of questions, especially for first-time homebuyers. You’ll probably hear unfamiliar terms like equity, mortgage, down payment, and more—and you’ll hear them ...

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How Much Home Can I Afford?

Many people begin their home search online and ultimately come across the perfect home. They want to make an appointment to view the home and decide it’s just perfect. They have run all the numbers on a mortgage calculator and accordingly, ...

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Financial Advice and Your Mortgage Lender

When you begin your search for a new home, you will also be searching for the best loan program and lender for your specific needs. Knowing the terms and costs for your loan is crucial to making a good financial decision, since fees charged by a ...

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No Carpet, No Kitchen, No Loan!

In light of the changes in conventional financing guidelines, FHA loans have once again become a popular choice for home buyers. In the good ol days, (heck, that was just a few years ago) almost anyone could get 100% financing on practically ...

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Simple Real Estate Definitions : Loan-to-Value

Loan-to-value is a math formula that represents the relationship between how much a home is 'worth' and how much money is borrowed against it. Loan-to-value is often abbreviated as 'LTV' and is one of the many factors that lenders consider when ...

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