Indianapolis Area Real Estate Blog

home buyers

How to Buy a House with No Credit Score

Good credit is necessary for easily securing a home mortgage. But what if you don't have a credit score? First things first: most people do have a credit score. If you have debt of some kind, like a school loan or credit card, then you ...

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Homes for Sale: How to Read an MLS Listing

If you don't have experience with real estate, then staring at an MLS Listing may leave you scratching your head. And that's okay... we don't expect you to know what all the abbreviations mean. Besides, that's what we're here for, to help you make ...

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Historic Single Level Homes in Indianapolis

The great, wise Winston Churchill once said; "We shape our buildings; thereafter, our buildings shape us." The notion of choosing a historic home, which can shape us with it's history and character can be a very alluring. However, 'historic home' ...

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Flood Zones, Flood Insurance and Your Indianapolis Home

Flood insurance is a hot topic in the real estate vertical right now. While we knew there would be changes, I'm sure many were not prepared for the impact the changes would make to their budget and home values. Changes in policies and premiums for ...

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Where Are the Best Schools in Metro Indianapolis

Many people choose a school district for their children to attend before they even begin to search for homes. Even those without children should take into consideration the school district when they buy their next home. Cities, neighborhood and ...

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Home Buying Differences Between the Sexes

Having shown 1000's of homes, it is still very interesting and often amusing to see what features are most important to him versus her. Take any two people and they will have very strong opinions about what is a "must have" in their next home. For ...

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Financial Advice and Your Mortgage Lender

When you begin your search for a new home, you will also be searching for the best loan program and lender for your specific needs. Knowing the terms and costs for your loan is crucial to making a good financial decision, since fees charged by a ...

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5 Tips for first time home buyers in Indianapolis

In the current real estate market, many people are taking advantage of home prices in Indianapolis, coupled with low interest rates to become first time home buyers. When you compare the cost of renting versus buying, it makes perfect sense for many....

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Five BIG Costs to Consider When Buying a New Home

Building a new home from the ground up is exciting. You get to make all the choices when buying a new home, instead of settling for the previous homeowners choices.  The many options available can often be overwhelming and more expensive than a ...

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Building an Ideal Home Search

If you don't have a clear picture in mind of exactly what you are looking for in a new home, or where you want to live, searching for a home can be overwhelming. You'll have to ask yourself questions like: Do I want to live in the city? Do I want to ...

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What is Mortgage Insurance

A few days ago, a first time home buyer asked me, 'How many insurance policies do we have'? It really is a bit confusing when you start looking at the additional monthly costs of obtaining a loan. There are two insurance policies you need when ...

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Previewing The New Good Faith Estimate

  The new Good Faith Estimate makes its debut January 1, 2010. The new format will make it easier for Indianapolis home buyers to compare loans. Expanded from 1page to 3, the legislators responsible for the new Good Faith Estimate want it ...

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