home buyers

Good credit is necessary for easily securing a home mortgage. But what if you don't have a credit score? First things first: most people do have a credit score. If you have debt of some kind, like a school loan or credit card, then you ...

If you have an upcoming move, we sympathize with you. Moving can be incredibly overwhelming, not to mention exhausting. From scrounging around to find boxes to finding the time to fill them (then label, tape, and haul them), switching homes can be ...

If you don't have experience with real estate, then staring at an MLS Listing may leave you scratching your head. And that's okay... we don't expect you to know what all the abbreviations mean. Besides, that's what we're here for, to help you make ...

The great, wise Winston Churchill once said; "We shape our buildings; thereafter, our buildings shape us." The notion of choosing a historic home, which can shape us with it's history and character can be a very alluring. However, 'historic home' ...

Flood insurance is a hot topic in the real estate vertical right now. While we knew there would be changes, I'm sure many were not prepared for the impact the changes would make to their budget and home values. Changes in policies and premiums for ...

Moving is a monumental task for any family. Having a week-by-week game plan will bring you one step closer to maintaining sanity during the big move. When it's time to move, whether you are thinking of moving to Indianapolis for a new job, moving ...

Many people choose a school district for their children to attend before they even begin to search for homes. Even those without children should take into consideration the school district when they buy their next home. Cities, neighborhood and ...

Having shown 1000's of homes, it is still very interesting and often amusing to see what features are most important to him versus her. Take any two people and they will have very strong opinions about what is a "must have" in their next home. For ...

It's never a good way to begin a conversation with a buyer when they say, "How much less you think they will take if we are paying cash"? Inevitably, a home buyer believes they hold the cards if they are paying cash. There are a few advantages to ...

When you begin your search for a new home, you will also be searching for the best loan program and lender for your specific needs. Knowing the terms and costs for your loan is crucial to making a good financial decision, since fees charged by a ...

Property taxes are generally a huge consideration for homebuyers. In Indianapolis, and the State of Indiana, property taxes are set at 1% of gross assessed value for owner occupied properties. This isn’t the price you pay for the home, it is ...

In the current real estate market, many people are taking advantage of home prices in Indianapolis, coupled with low interest rates to become first time home buyers. When you compare the cost of renting versus buying, it makes perfect sense for many....

Building a new home from the ground up is exciting. You get to make all the choices when buying a new home, instead of settling for the previous homeowners choices.  The many options available can often be overwhelming and more expensive than a ...

If you don't have a clear picture in mind of exactly what you are looking for in a new home, or where you want to live, searching for a home can be overwhelming. You'll have to ask yourself questions like: Do I want to live in the city? Do I want to ...

Why Doesn’t This Home Look Like the Pictures? The online view of homes is often distorted or not exactly like you thought it might be in person. Oh, there’s nothing wrong with your computer, but rarely does a home look exactly the same ...

A few days ago, a first time home buyer asked me, 'How many insurance policies do we have'? It really is a bit confusing when you start looking at the additional monthly costs of obtaining a loan. There are two insurance policies you need when ...

This weeks guest REALTOR® is Roberta Murphy from San Diego. Roberta is a luxury home specialist in the city of the most beautiful luxury homes. I know every market has their share of luxury homes, but San Diego is my favorite! When we lived in ...

In November, Congress extended and expanded the First-Time Home Buyer Tax Credit program to include a subset of 'move-up' buyers -- homeowners that have owned and lived in their home for 5 of the last 8 years. The credit ranges up to $8,000 ...

Securing an FHA mortgage is about to get more expensive when buying a home in indianapolis. In a statement issued Wednesday, the Federal Housing Authority outlined policy changes to its mortgage assistance program. The shift is meant to both reduce ...