How to Buy a House with No Credit Score
Good credit is necessary for easily securing a home mortgage. But what if you don't have a credit score?
First things first: most people do have a credit score. If you have debt of some kind, like a school loan or credit card, then you ...
Posted by Paula Henry on February 24, 2015 in Buyer Resources
Save Yourself the Sweat: Top Indianapolis Moving Companies
If you have an upcoming move, we sympathize with you. Moving can be incredibly overwhelming, not to mention exhausting. From scrounging around to find boxes to finding the time to fill them (then label, tape, and haul them), switching homes can be ...
Posted by Paula Henry on July 17, 2014 in Seller Information
Homes for Sale: How to Read an MLS Listing
If you don't have experience with real estate, then staring at an MLS Listing may leave you scratching your head. And that's okay... we don't expect you to know what all the abbreviations mean. Besides, that's what we're here for, to help you make ...
Posted by Paula Henry on July 6, 2014 in Buyer Resources
Historic Single Level Homes in Indianapolis
The great, wise Winston Churchill once said; "We shape our buildings; thereafter, our buildings shape us." The notion of choosing a historic home, which can shape us with it's history and character can be a very alluring.
However, 'historic home' ...
Posted by Paula Henry on January 30, 2014 in Lifestyle Communities
Flood Zones, Flood Insurance and Your Indianapolis Home
Flood insurance is a hot topic in the real estate vertical right now. While we knew there would be changes, I'm sure many were not prepared for the impact the changes would make to their budget and home values.
Changes in policies and premiums for ...
Posted by Paula Henry on December 20, 2013 in Homeowners
Comprehensive checklist for moving to Indianapolis (or anywhere)
Moving is a monumental task for any family. Having a week-by-week game plan will bring you one step closer to maintaining sanity during the big move.
When it's time to move, whether you are thinking of moving to Indianapolis for a new job, moving ...
Posted by Paula Henry on October 27, 2013 in Relocation Tips
Where Are the Best Schools in Metro Indianapolis
Many people choose a school district for their children to attend before they even begin to search for homes. Even those without children should take into consideration the school district when they buy their next home. Cities, neighborhood and ...
Posted by Paula Henry on May 27, 2013 in Relocation Tips
Home Buying Differences Between the Sexes
Having shown 1000's of homes, it is still very interesting and often amusing to see what features are most important to him versus her. Take any two people and they will have very strong opinions about what is a "must have" in their next home.
Posted by Paula Henry on April 8, 2013 in Buyer Resources
Cash Doesn't Always Talk Loudest When Buying a Home
It's never a good way to begin a conversation with a buyer when they say, "How much less you think they will take if we are paying cash"? Inevitably, a home buyer believes they hold the cards if they are paying cash.
There are a few advantages to ...
Posted by Paula Henry on April 6, 2013 in Buyer Resources
Financial Advice and Your Mortgage Lender
When you begin your search for a new home, you will also be searching for the best loan program and lender for your specific needs. Knowing the terms and costs for your loan is crucial to making a good financial decision, since fees charged by a ...
Posted by Paula Henry on June 27, 2012 in Mortgage News and Info
How Property Taxes Affect the Purchase of Your Indianapolis Home
Property taxes are generally a huge consideration for homebuyers. In Indianapolis, and the State of Indiana, property taxes are set at 1% of gross assessed value for owner occupied properties. This isn’t the price you pay for the home, it is ...
Posted by Paula Henry on November 4, 2011 in Buyer Resources
5 Tips for first time home buyers in Indianapolis
In the current real estate market, many people are taking advantage of home prices in Indianapolis, coupled with low interest rates to become first time home buyers. When you compare the cost of renting versus buying, it makes perfect sense for many....
Posted by Paula Henry on September 28, 2011 in Buyer Resources
Five BIG Costs to Consider When Buying a New Home
Building a new home from the ground up is exciting. You get to make all the choices when buying a new home, instead of settling for the previous homeowners choices.
The many options available can often be overwhelming and more expensive than a ...
Posted by Paula Henry on September 25, 2011 in Buyer Resources
Building an Ideal Home Search
If you don't have a clear picture in mind of exactly what you are looking for in a new home, or where you want to live, searching for a home can be overwhelming. You'll have to ask yourself questions like: Do I want to live in the city? Do I want to ...
Posted by Paula Henry on September 7, 2011 in Buyer Resources
6 Online Tools to Bridge the Home Buyers Gap Between Online Search to Offline Reality
Why Doesn’t This Home Look Like the Pictures?
The online view of homes is often distorted or not exactly like you thought it might be in person. Oh, there’s nothing wrong with your computer, but rarely does a home look exactly the same ...
Posted by Paula Henry on September 2, 2011 in Buyer Resources
What is Mortgage Insurance
A few days ago, a first time home buyer asked me, 'How many insurance policies do we have'? It really is a bit confusing when you start looking at the additional monthly costs of obtaining a loan.
There are two insurance policies you need when ...
Posted by Paula Henry on August 20, 2011 in Buyer Resources
Opportunity Knocks for Buying Your Dream Home in San Diego
This weeks guest REALTOR® is Roberta Murphy from San Diego. Roberta is a luxury home specialist in the city of the most beautiful luxury homes. I know every market has their share of luxury homes, but San Diego is my favorite! When we lived in ...
Posted by Paula Henry on May 24, 2011 in Real Estate News
7 Weeks Remain To Find A Home, Claim Up To $8,000 In Tax Credits
In November, Congress extended and expanded the First-Time Home Buyer Tax Credit program to include a subset of 'move-up' buyers -- homeowners that have owned and lived in their home for 5 of the last 8 years. The credit ranges up to $8,000 ...
Posted by Paula Henry on March 9, 2010 in Buyer Resources
New FHA Guidelines Will Make Loans More Costly
Securing an FHA mortgage is about to get more expensive when buying a home in indianapolis. In a statement issued Wednesday, the Federal Housing Authority outlined policy changes to its mortgage assistance program. The shift is meant to both reduce ...
Posted by Paula Henry on January 21, 2010 in Mortgage News and Info
Previewing The New Good Faith Estimate
The new Good Faith Estimate makes its debut January 1, 2010. The new format will make it easier for Indianapolis home buyers to compare loans.
Expanded from 1page to 3, the legislators responsible for the new Good Faith Estimate want it ...
Posted by Paula Henry on December 6, 2009 in Mortgage News and Info