Indianapolis Area Real Estate Blog

Mortgage

How to Buy a House with No Credit Score

How to Buy a House with No Credit Score

Good credit is necessary for easily securing a home mortgage. But what if you don't have a credit score? First things first: most people do have a credit score. If you have debt of some kind, like a school loan or credit card, then you ...

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What You Need to Know About Down Payments

What You Need to Know About Down Payments

Buying a home is an exciting event, but it can also be filled with lots of questions, especially for first-time homebuyers. You’ll probably hear unfamiliar terms like equity, mortgage, down payment, and more—and you’ll hear them ...

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Financial Advice and Your Mortgage Lender

Financial Advice and Your Mortgage Lender

When you begin your search for a new home, you will also be searching for the best loan program and lender for your specific needs. Knowing the terms and costs for your loan is crucial to making a good financial decision, since fees charged by a ...

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Simple Real Estate Definitions : Refinance

Simple Real Estate Definitions : Refinance

A mortgage is a contract between a lender and borrower, defining the terms by which a home loan must be repaid.  The paperwork, signed by both parties, includes provisions for things like: The interest rate The length of the loan The amount ...

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