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Real Estate Terms - FICO

Real Estate Terms - FICO

The basis of most mortgage lending is credit scoring.  In general, the higher a person's credit score, the lower his offered mortgage interest rate. Despite the many credit scoring models in use today, however, just 3 are relevant to ...

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Simple Real Estate Definitions : PITI

Simple Real Estate Definitions : PITI

Most homeowners make four housing-related payments each month: Principal on a mortgage Interest on a mortgage Taxes on the real estate owned Insurance for the real estate owned Collectively, these payments are known by the acronym PITI but ...

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Real Estate Term: Earnest Money

Real Estate Term: Earnest Money

  When a buyer and seller reach agreement on a home sale, the buyer typically puts a small amount of money into a trust account.  This up-front deposit is more commonly known as 'earnest money'. A sales contract's earnest money requirement ...

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