Real Estate Finances

As lenders tighten mortgage guidelines for Indianapolis home buyers, minimum downpayment requirements are increasing.  Several years ago, you could finance a home with nothing down. Today, most conventional mortgages require at least 10 percent....

Securing an FHA mortgage is about to get more expensive when buying a home in indianapolis. In a statement issued Wednesday, the Federal Housing Authority outlined policy changes to its mortgage assistance program. The shift is meant to both reduce ...

On the first Friday of each month, the Bureau of Labor Statistics releases its Non-Farm Payrolls report.  More commonly, it's called the 'jobs report'. The jobs report is a sector-by-sector look into the U.S. economy and whether businesses ...

Mortgage financier Fannie Mae is toughening its mortgage application decision-making process effective Monday, June 2, 2008. The new guidelines will force many Americans to face higher mortgage rates, higher loan fees, or to be shut out from ...

Loan-to-value is a math formula that represents the relationship between how much a home is 'worth' and how much money is borrowed against it. Loan-to-value is often abbreviated as 'LTV' and is one of the many factors that lenders consider when ...